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BRK-A vs UBFO

BRK-A
Berkshire Hathaway Inc.
BEARISH
Price
$718921.00
Market Cap
$1.03T
Sector
Financial Services
AI Confidence
65%
UBFO
United Security Bancshares
NEUTRAL
Price
$10.51
Market Cap
$185.0M
Sector
Financial Services
AI Confidence
80%

Valuation

P/E Ratio
BRK-A
15.45
UBFO
15.01
Forward P/E
BRK-A
22.3
UBFO
--
P/B Ratio
BRK-A
1.44
UBFO
1.32
P/S Ratio
BRK-A
2.78
UBFO
3.83
EV/EBITDA
BRK-A
7.21
UBFO
--

Profitability

Gross Margin
BRK-A
26.15%
UBFO
0.0%
Operating Margin
BRK-A
32.96%
UBFO
39.15%
Profit Margin
BRK-A
18.03%
UBFO
25.45%
ROE
BRK-A
9.81%
UBFO
9.1%
ROA
BRK-A
5.11%
UBFO
1.0%

Growth

Revenue Growth
BRK-A
-0.7%
UBFO
15.8%
Earnings Growth
BRK-A
-2.5%
UBFO
44.0%

Financial Health

Debt/Equity
BRK-A
0.19
UBFO
--
Current Ratio
BRK-A
7.07
UBFO
--
Quick Ratio
BRK-A
6.62
UBFO
--

Dividends

Dividend Yield
BRK-A
--
UBFO
0.05%
Payout Ratio
BRK-A
0.0%
UBFO
68.57%

AI Verdict

BRK-A BEARISH

BRK-A shows bearish fundamentals based on deterministic rules. Financial strength is weak (F-Score 3/9). Concerns include weak profitability or high valuation.

Strengths
Low debt with D/E ratio of 0.19
Risks
Weak financial trend (Piotroski F-Score: 3/9)
Declining revenue (-0.7%)
UBFO NEUTRAL

UBFO presents a classic value disconnect: the company is fundamentally undervalued with a current price of $10.51 sitting below both its Graham Number ($11.19) and Intrinsic Value ($20.65). While the Piotroski F-Score of 4/9 indicates stable but mediocre financial health, the company shows impressive YoY earnings growth of 44%. However, a Technical Trend score of 0/100 suggests strong bearish momentum that offsets the fundamental value. The stock is a potential long-term value play, but immediate entry is risky given the technical headwinds.

Strengths
Trading below Graham Number ($11.19) and significantly below Intrinsic Value ($20.65)
Strong YoY earnings growth of 44.00%
Robust operating margin of 39.15%
Risks
Severe bearish technical trend (0/100 score)
Mediocre Piotroski F-Score (4/9) suggesting stagnant health improvements
Negligible dividend yield (0.05%) providing no income cushion

Compare Another Pair

BRK-A vs UBFO: Head-to-Head Comparison

This page compares Berkshire Hathaway Inc. (BRK-A) and United Security Bancshares (UBFO) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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