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BRK-A vs UMBF

BRK-A
Berkshire Hathaway Inc.
BEARISH
Price
$718921.00
Market Cap
$1.03T
Sector
Financial Services
AI Confidence
65%
UMBF
UMB Financial Corporation
BULLISH
Price
$123.04
Market Cap
$9.37B
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
BRK-A
15.45
UMBF
13.37
Forward P/E
BRK-A
22.3
UMBF
9.33
P/B Ratio
BRK-A
1.44
UMBF
1.26
P/S Ratio
BRK-A
2.78
UMBF
3.75
EV/EBITDA
BRK-A
7.21
UMBF
--

Profitability

Gross Margin
BRK-A
26.15%
UMBF
0.0%
Operating Margin
BRK-A
32.96%
UMBF
42.96%
Profit Margin
BRK-A
18.03%
UMBF
28.12%
ROE
BRK-A
9.81%
UMBF
12.59%
ROA
BRK-A
5.11%
UMBF
1.14%

Growth

Revenue Growth
BRK-A
-0.7%
UMBF
67.6%
Earnings Growth
BRK-A
-2.5%
UMBF
12.6%

Financial Health

Debt/Equity
BRK-A
0.19
UMBF
--
Current Ratio
BRK-A
7.07
UMBF
--
Quick Ratio
BRK-A
6.62
UMBF
--

Dividends

Dividend Yield
BRK-A
--
UMBF
1.4%
Payout Ratio
BRK-A
0.0%
UMBF
17.55%

AI Verdict

BRK-A BEARISH

BRK-A shows bearish fundamentals based on deterministic rules. Financial strength is weak (F-Score 3/9). Concerns include weak profitability or high valuation.

Strengths
Low debt with D/E ratio of 0.19
Risks
Weak financial trend (Piotroski F-Score: 3/9)
Declining revenue (-0.7%)
UMBF BULLISH

UMBF presents a compelling value opportunity, characterized by a Piotroski F-Score of 4/9 (Stable) and a current price ($123.04) trading significantly below both its Graham Number ($142.0) and Intrinsic Value ($238.28). The company is demonstrating explosive top-line momentum with 67.6% YoY revenue growth and a highly consistent track record of earnings beats over the last 25 quarters. While insider selling and a bearish technical trend create short-term friction, the low Forward P/E of 9.33 and a conservative dividend payout ratio of 17.55% indicate strong fundamental health and growth potential. The valuation gap suggests the market is underpricing the company's current growth trajectory.

Strengths
Significant undervaluation relative to Graham Number ($142) and Intrinsic Value ($238.28)
Explosive revenue growth (67.6% YoY and 68.67% Q/Q)
Exceptional earnings track record with 3/4 recent beats and consistent positive surprises
Risks
Bearish insider sentiment, specifically recent sales by the CEO and a Director
Technical trend is currently 0/100, indicating strong short-term bearish momentum
PEG ratio of 2.54 suggests that earnings growth may not be keeping pace with the valuation premium relative to growth

Compare Another Pair

BRK-A vs UMBF: Head-to-Head Comparison

This page compares Berkshire Hathaway Inc. (BRK-A) and UMB Financial Corporation (UMBF) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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