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BRK-B vs CNF

BRK-B
Berkshire Hathaway Inc.
NEUTRAL
Price
$479.75
Market Cap
$1.03T
Sector
Financial Services
AI Confidence
85%
CNF
CNFinance Holdings Limited
BEARISH
Price
$2.85
Market Cap
$19.5M
Sector
Financial Services
AI Confidence
95%

Valuation

P/E Ratio
BRK-B
15.46
CNF
--
Forward P/E
BRK-B
22.06
CNF
280.73
P/B Ratio
BRK-B
0.0
CNF
0.03
P/S Ratio
BRK-B
2.79
CNF
0.05
EV/EBITDA
BRK-B
-2.12
CNF
--

Profitability

Gross Margin
BRK-B
26.15%
CNF
60.37%
Operating Margin
BRK-B
32.96%
CNF
-60.6%
Profit Margin
BRK-B
18.03%
CNF
-14.04%
ROE
BRK-B
9.81%
CNF
-1.25%
ROA
BRK-B
5.11%
CNF
-0.34%

Growth

Revenue Growth
BRK-B
-0.7%
CNF
-75.1%
Earnings Growth
BRK-B
-2.5%
CNF
--

Financial Health

Debt/Equity
BRK-B
0.19
CNF
1.32
Current Ratio
BRK-B
7.07
CNF
3.59
Quick Ratio
BRK-B
6.62
CNF
2.02

Dividends

Dividend Yield
BRK-B
--
CNF
--
Payout Ratio
BRK-B
0.0%
CNF
0.0%

AI Verdict

BRK-B NEUTRAL

The deterministic health profile is weak, highlighted by a Piotroski F-Score of 3/9, indicating deteriorating operational efficiency and profitability trends. While the company maintains a fortress balance sheet with a Debt/Equity ratio of 0.19 and a Current Ratio of 7.07, the stock is trading at a significant premium to its growth-based intrinsic value of $217.21. Negative YoY revenue and earnings growth, coupled with a bearish technical trend, offset the positive analyst sentiment and long-term historical performance.

Strengths
Exceptional liquidity with a Current Ratio of 7.07
Very low leverage (Debt/Equity 0.19)
Strong operating margins at 32.96%
Risks
Significant overvaluation relative to intrinsic value ($479.75 vs $217.21)
Negative YoY earnings growth (-2.50%) and revenue growth (-0.70%)
Weak Piotroski F-Score (3/9) suggesting declining financial health trends
CNF BEARISH

CNF exhibits a precarious financial profile characterized by a Piotroski F-Score of 4/9, indicating only marginal stability amidst a severe operational collapse. The company is experiencing a catastrophic revenue decline of 75.10% YoY and negative profit margins, suggesting a failing business model in the mortgage finance sector. While the Price-to-Book ratio of 0.03 suggests extreme undervaluation, the technical trend is 0/100 (strongly bearish) and the stock has lost over 92% of its value over five years. The combination of crashing revenues and a Forward P/E of 280.73 indicates that the market expects minimal to no earnings recovery.

Strengths
Extremely low Price-to-Book ratio (0.03)
Strong Current Ratio (3.59) indicating short-term liquidity
Healthy Quick Ratio (2.02)
Risks
Catastrophic Revenue Growth decline (-75.10% YoY)
Severe negative Operating Margin (-60.60%)
Consistent earnings misses (0/4 beats in last 4 quarters)

Compare Another Pair

BRK-B vs CNF: Head-to-Head Comparison

This page compares Berkshire Hathaway Inc. (BRK-B) and CNFinance Holdings Limited (CNF) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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