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BRK-B vs CRD-A

BRK-B
Berkshire Hathaway Inc.
NEUTRAL
Price
$479.75
Market Cap
$1.03T
Sector
Financial Services
AI Confidence
85%
CRD-A
Crawford & Company
BEARISH
Price
$10.84
Market Cap
$530.1M
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
BRK-B
15.46
CRD-A
27.79
Forward P/E
BRK-B
22.06
CRD-A
10.13
P/B Ratio
BRK-B
0.0
CRD-A
3.06
P/S Ratio
BRK-B
2.79
CRD-A
0.42
EV/EBITDA
BRK-B
-2.12
CRD-A
9.49

Profitability

Gross Margin
BRK-B
26.15%
CRD-A
29.0%
Operating Margin
BRK-B
32.96%
CRD-A
2.6%
Profit Margin
BRK-B
18.03%
CRD-A
1.55%
ROE
BRK-B
9.81%
CRD-A
12.04%
ROA
BRK-B
5.11%
CRD-A
4.84%

Growth

Revenue Growth
BRK-B
-0.7%
CRD-A
-11.2%
Earnings Growth
BRK-B
-2.5%
CRD-A
--

Financial Health

Debt/Equity
BRK-B
0.19
CRD-A
1.58
Current Ratio
BRK-B
7.07
CRD-A
1.14
Quick Ratio
BRK-B
6.62
CRD-A
1.0

Dividends

Dividend Yield
BRK-B
--
CRD-A
2.77%
Payout Ratio
BRK-B
0.0%
CRD-A
74.36%

AI Verdict

BRK-B NEUTRAL

The deterministic health profile is weak, highlighted by a Piotroski F-Score of 3/9, indicating deteriorating operational efficiency and profitability trends. While the company maintains a fortress balance sheet with a Debt/Equity ratio of 0.19 and a Current Ratio of 7.07, the stock is trading at a significant premium to its growth-based intrinsic value of $217.21. Negative YoY revenue and earnings growth, coupled with a bearish technical trend, offset the positive analyst sentiment and long-term historical performance.

Strengths
Exceptional liquidity with a Current Ratio of 7.07
Very low leverage (Debt/Equity 0.19)
Strong operating margins at 32.96%
Risks
Significant overvaluation relative to intrinsic value ($479.75 vs $217.21)
Negative YoY earnings growth (-2.50%) and revenue growth (-0.70%)
Weak Piotroski F-Score (3/9) suggesting declining financial health trends
CRD-A BEARISH

CRD-A exhibits significant valuation misalignment, trading at $10.84 despite a Graham Number of $5.58 and an Intrinsic Value of $2.73. While the Piotroski F-Score of 4/9 indicates stable health, this is offset by razor-thin profit margins (1.55%) and negative revenue growth (-11.20% YoY). The technical trend is completely bearish (0/100), and the high dividend payout ratio (74.36%) is unsustainable given the current earnings contraction. Overall, the stock appears heavily overvalued relative to its fundamental deterministic baselines.

Strengths
Low Price-to-Sales ratio (0.42) suggesting efficient revenue generation relative to market cap
Positive Return on Equity (ROE) of 12.03%
Forward P/E (10.13) is significantly lower than trailing P/E, suggesting expected earnings recovery
Risks
Severe overvaluation relative to Graham Number ($5.58) and Intrinsic Value ($2.73)
Negative revenue growth trends both YoY (-11.20%) and Q/Q (-6.61%)
Extremely low net profit margin (1.55%) leaving little room for operational error

Compare Another Pair

BRK-B vs CRD-A: Head-to-Head Comparison

This page compares Berkshire Hathaway Inc. (BRK-B) and Crawford & Company (CRD-A) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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