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BRK-B vs CUBI

BRK-B
Berkshire Hathaway Inc.
NEUTRAL
Price
$479.75
Market Cap
$1.03T
Sector
Financial Services
AI Confidence
85%
CUBI
Customers Bancorp, Inc.
NEUTRAL
Price
$74.38
Market Cap
$2.51B
Sector
Financial Services
AI Confidence
80%

Valuation

P/E Ratio
BRK-B
15.46
CUBI
9.37
Forward P/E
BRK-B
22.06
CUBI
7.94
P/B Ratio
BRK-B
0.0
CUBI
1.2
P/S Ratio
BRK-B
2.79
CUBI
3.1
EV/EBITDA
BRK-B
-2.12
CUBI
--

Profitability

Gross Margin
BRK-B
26.15%
CUBI
0.0%
Operating Margin
BRK-B
32.96%
CUBI
48.7%
Profit Margin
BRK-B
18.03%
CUBI
34.76%
ROE
BRK-B
9.81%
CUBI
14.01%
ROA
BRK-B
5.11%
CUBI
1.16%

Growth

Revenue Growth
BRK-B
-0.7%
CUBI
76.4%
Earnings Growth
BRK-B
-2.5%
CUBI
579.3%

Financial Health

Debt/Equity
BRK-B
0.19
CUBI
--
Current Ratio
BRK-B
7.07
CUBI
--
Quick Ratio
BRK-B
6.62
CUBI
--

Dividends

Dividend Yield
BRK-B
--
CUBI
--
Payout Ratio
BRK-B
0.0%
CUBI
0.0%

AI Verdict

BRK-B NEUTRAL

The deterministic health profile is weak, highlighted by a Piotroski F-Score of 3/9, indicating deteriorating operational efficiency and profitability trends. While the company maintains a fortress balance sheet with a Debt/Equity ratio of 0.19 and a Current Ratio of 7.07, the stock is trading at a significant premium to its growth-based intrinsic value of $217.21. Negative YoY revenue and earnings growth, coupled with a bearish technical trend, offset the positive analyst sentiment and long-term historical performance.

Strengths
Exceptional liquidity with a Current Ratio of 7.07
Very low leverage (Debt/Equity 0.19)
Strong operating margins at 32.96%
Risks
Significant overvaluation relative to intrinsic value ($479.75 vs $217.21)
Negative YoY earnings growth (-2.50%) and revenue growth (-0.70%)
Weak Piotroski F-Score (3/9) suggesting declining financial health trends
CUBI NEUTRAL

CUBI presents a stark contradiction between explosive growth and deteriorating fundamental health. While the Piotroski F-Score of 2/9 indicates significant weakness in financial health, the stock is fundamentally undervalued, trading well below its Graham Number ($105.14) and Intrinsic Value ($234.23). Massive YoY earnings growth (579.30%) and a low P/E of 9.37 provide a strong value proposition, but the bearish technical trend (10/100) and poor health score suggest high risk. The overall outlook is neutral until the underlying health metrics stabilize.

Strengths
Exceptional YoY earnings growth of 579.30%
Strong revenue growth (76.40% YoY)
Attractive valuation with a P/E of 9.37 and Forward P/E of 7.94
Risks
Critical financial health warning indicated by Piotroski F-Score of 2/9
Strongly bearish technical trend (10/100)
Lack of dividend income and low dividend strength (0/100)

Compare Another Pair

BRK-B vs CUBI: Head-to-Head Comparison

This page compares Berkshire Hathaway Inc. (BRK-B) and Customers Bancorp, Inc. (CUBI) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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