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BRK-B vs EIG

BRK-B
Berkshire Hathaway Inc.
NEUTRAL
Price
$479.75
Market Cap
$1.03T
Sector
Financial Services
AI Confidence
85%
EIG
Employers Holdings, Inc.
BEARISH
Price
$41.86
Market Cap
$815.5M
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
BRK-B
15.46
EIG
91.0
Forward P/E
BRK-B
22.06
EIG
16.86
P/B Ratio
BRK-B
0.0
EIG
0.89
P/S Ratio
BRK-B
2.79
EIG
0.95
EV/EBITDA
BRK-B
-2.12
EIG
39.8

Profitability

Gross Margin
BRK-B
26.15%
EIG
1.58%
Operating Margin
BRK-B
32.96%
EIG
-17.24%
Profit Margin
BRK-B
18.03%
EIG
1.26%
ROE
BRK-B
9.81%
EIG
1.07%
ROA
BRK-B
5.11%
EIG
0.24%

Growth

Revenue Growth
BRK-B
-0.7%
EIG
-21.3%
Earnings Growth
BRK-B
-2.5%
EIG
--

Financial Health

Debt/Equity
BRK-B
0.19
EIG
0.04
Current Ratio
BRK-B
7.07
EIG
0.45
Quick Ratio
BRK-B
6.62
EIG
0.26

Dividends

Dividend Yield
BRK-B
--
EIG
3.06%
Payout Ratio
BRK-B
0.0%
EIG
273.91%

AI Verdict

BRK-B NEUTRAL

The deterministic health profile is weak, highlighted by a Piotroski F-Score of 3/9, indicating deteriorating operational efficiency and profitability trends. While the company maintains a fortress balance sheet with a Debt/Equity ratio of 0.19 and a Current Ratio of 7.07, the stock is trading at a significant premium to its growth-based intrinsic value of $217.21. Negative YoY revenue and earnings growth, coupled with a bearish technical trend, offset the positive analyst sentiment and long-term historical performance.

Strengths
Exceptional liquidity with a Current Ratio of 7.07
Very low leverage (Debt/Equity 0.19)
Strong operating margins at 32.96%
Risks
Significant overvaluation relative to intrinsic value ($479.75 vs $217.21)
Negative YoY earnings growth (-2.50%) and revenue growth (-0.70%)
Weak Piotroski F-Score (3/9) suggesting declining financial health trends
EIG BEARISH

EIG presents a precarious financial profile characterized by a stable but mediocre Piotroski F-Score of 4/9 and a significant valuation gap, with the current price ($41.86) trading well above the Graham Number ($22.05) and Intrinsic Value ($3.22). While the company maintains a very low debt-to-equity ratio, it is plagued by sharply negative revenue growth (-21.30%) and an unsustainable dividend payout ratio of 273.91%. The combination of bearish insider selling, a 0/100 technical trend, and poor liquidity (Current Ratio 0.45) outweighs the optimistic analyst target price.

Strengths
Very low Debt/Equity ratio (0.04)
Price-to-Book ratio below 1.0 (0.89)
Positive 5-year price change (+25.5%)
Risks
Unsustainable dividend payout ratio (273.91%)
Significant negative revenue growth (-21.30% YoY)
Poor short-term liquidity (Current Ratio 0.45, Quick Ratio 0.26)

Compare Another Pair

BRK-B vs EIG: Head-to-Head Comparison

This page compares Berkshire Hathaway Inc. (BRK-B) and Employers Holdings, Inc. (EIG) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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