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BRK-B vs FLG

BRK-B
Berkshire Hathaway Inc.
NEUTRAL
Price
$479.75
Market Cap
$1.03T
Sector
Financial Services
AI Confidence
85%
FLG
Flagstar Bank, National Association
NEUTRAL
Price
$14.03
Market Cap
$5.84B
Sector
Financial Services
AI Confidence
80%

Valuation

P/E Ratio
BRK-B
15.46
FLG
--
Forward P/E
BRK-B
22.06
FLG
8.85
P/B Ratio
BRK-B
0.0
FLG
0.76
P/S Ratio
BRK-B
2.79
FLG
2.97
EV/EBITDA
BRK-B
-2.12
FLG
--

Profitability

Gross Margin
BRK-B
26.15%
FLG
0.0%
Operating Margin
BRK-B
32.96%
FLG
17.47%
Profit Margin
BRK-B
18.03%
FLG
-2.85%
ROE
BRK-B
9.81%
FLG
-0.69%
ROA
BRK-B
5.11%
FLG
-0.06%

Growth

Revenue Growth
BRK-B
-0.7%
FLG
21.2%
Earnings Growth
BRK-B
-2.5%
FLG
--

Financial Health

Debt/Equity
BRK-B
0.19
FLG
--
Current Ratio
BRK-B
7.07
FLG
--
Quick Ratio
BRK-B
6.62
FLG
--

Dividends

Dividend Yield
BRK-B
--
FLG
0.29%
Payout Ratio
BRK-B
0.0%
FLG
20.99%

AI Verdict

BRK-B NEUTRAL

The deterministic health profile is weak, highlighted by a Piotroski F-Score of 3/9, indicating deteriorating operational efficiency and profitability trends. While the company maintains a fortress balance sheet with a Debt/Equity ratio of 0.19 and a Current Ratio of 7.07, the stock is trading at a significant premium to its growth-based intrinsic value of $217.21. Negative YoY revenue and earnings growth, coupled with a bearish technical trend, offset the positive analyst sentiment and long-term historical performance.

Strengths
Exceptional liquidity with a Current Ratio of 7.07
Very low leverage (Debt/Equity 0.19)
Strong operating margins at 32.96%
Risks
Significant overvaluation relative to intrinsic value ($479.75 vs $217.21)
Negative YoY earnings growth (-2.50%) and revenue growth (-0.70%)
Weak Piotroski F-Score (3/9) suggesting declining financial health trends
FLG NEUTRAL

The company exhibits severe financial fragility as evidenced by a critical Piotroski F-Score of 1/9, indicating poor operational health and financial deterioration. While the stock trades at a discount to book value (P/B 0.76) and shows a promising return to profitability in early 2026, the technical trend remains overwhelmingly bearish (10/100). The disconnect between the analyst 'Buy' consensus and the deterministic health scores suggests a speculative turnaround play rather than a stable investment. Overall, the valuation is attractive, but the underlying financial health is currently unacceptable.

Strengths
Trading below book value (P/B 0.76)
Strong YoY revenue growth of 21.20%
Recent return to positive EPS in 2026 quarters
Risks
Critical Piotroski F-Score (1/9) indicating systemic financial weakness
Negative profit margins (-2.85%) and negative ROE (-0.69%)
Severe bearish technical trend (10/100)

Compare Another Pair

BRK-B vs FLG: Head-to-Head Comparison

This page compares Berkshire Hathaway Inc. (BRK-B) and Flagstar Bank, National Association (FLG) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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