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BRK-B vs FMAO

BRK-B
Berkshire Hathaway Inc.
NEUTRAL
Price
$479.75
Market Cap
$1.03T
Sector
Financial Services
AI Confidence
85%
FMAO
Farmers & Merchants Bancorp, Inc.
BULLISH
Price
$27.28
Market Cap
$375.1M
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
BRK-B
15.46
FMAO
11.23
Forward P/E
BRK-B
22.06
FMAO
9.22
P/B Ratio
BRK-B
0.0
FMAO
1.0
P/S Ratio
BRK-B
2.79
FMAO
3.14
EV/EBITDA
BRK-B
-2.12
FMAO
--

Profitability

Gross Margin
BRK-B
26.15%
FMAO
0.0%
Operating Margin
BRK-B
32.96%
FMAO
44.83%
Profit Margin
BRK-B
18.03%
FMAO
27.9%
ROE
BRK-B
9.81%
FMAO
9.44%
ROA
BRK-B
5.11%
FMAO
0.98%

Growth

Revenue Growth
BRK-B
-0.7%
FMAO
20.0%
Earnings Growth
BRK-B
-2.5%
FMAO
19.3%

Financial Health

Debt/Equity
BRK-B
0.19
FMAO
--
Current Ratio
BRK-B
7.07
FMAO
--
Quick Ratio
BRK-B
6.62
FMAO
--

Dividends

Dividend Yield
BRK-B
--
FMAO
3.33%
Payout Ratio
BRK-B
0.0%
FMAO
37.04%

AI Verdict

BRK-B NEUTRAL

The deterministic health profile is weak, highlighted by a Piotroski F-Score of 3/9, indicating deteriorating operational efficiency and profitability trends. While the company maintains a fortress balance sheet with a Debt/Equity ratio of 0.19 and a Current Ratio of 7.07, the stock is trading at a significant premium to its growth-based intrinsic value of $217.21. Negative YoY revenue and earnings growth, coupled with a bearish technical trend, offset the positive analyst sentiment and long-term historical performance.

Strengths
Exceptional liquidity with a Current Ratio of 7.07
Very low leverage (Debt/Equity 0.19)
Strong operating margins at 32.96%
Risks
Significant overvaluation relative to intrinsic value ($479.75 vs $217.21)
Negative YoY earnings growth (-2.50%) and revenue growth (-0.70%)
Weak Piotroski F-Score (3/9) suggesting declining financial health trends
FMAO BULLISH

FMAO presents a compelling value opportunity, characterized by a stable Piotroski F-Score of 4/9 and a significant valuation discount. The stock is trading at $27.28, well below its Graham Number ($38.64) and estimated Intrinsic Value ($71.69), with a Price-to-Book ratio of 1.00. Strong fundamental growth (20% YoY revenue growth) and a consistent track record of earnings beats provide a solid floor. While technical trends and recent insider activity are bearish, the underlying financial health and growth metrics suggest substantial upside potential.

Strengths
Significant undervaluation relative to Graham Number ($38.64) and Intrinsic Value ($71.69)
Strong growth profile with 20% YoY revenue and 19.3% earnings growth
Excellent earnings track record with 3/4 recent beats and consistent positive surprises
Risks
Bearish technical trend (0/100) indicating short-term price pressure
Net bearish insider activity with recent officer sales
Mediocre Piotroski F-Score (4/9) suggesting room for improvement in operational efficiency

Compare Another Pair

BRK-B vs FMAO: Head-to-Head Comparison

This page compares Berkshire Hathaway Inc. (BRK-B) and Farmers & Merchants Bancorp, Inc. (FMAO) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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