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BRK-B vs FMBH

BRK-B
Berkshire Hathaway Inc.
NEUTRAL
Price
$479.75
Market Cap
$1.03T
Sector
Financial Services
AI Confidence
85%
FMBH
First Mid Bancshares, Inc.
BULLISH
Price
$43.93
Market Cap
$1.17B
Sector
Financial Services
AI Confidence
80%

Valuation

P/E Ratio
BRK-B
15.46
FMBH
11.29
Forward P/E
BRK-B
22.06
FMBH
9.12
P/B Ratio
BRK-B
0.0
FMBH
1.1
P/S Ratio
BRK-B
2.79
FMBH
3.45
EV/EBITDA
BRK-B
-2.12
FMBH
--

Profitability

Gross Margin
BRK-B
26.15%
FMBH
0.0%
Operating Margin
BRK-B
32.96%
FMBH
39.58%
Profit Margin
BRK-B
18.03%
FMBH
27.04%
ROE
BRK-B
9.81%
FMBH
10.17%
ROA
BRK-B
5.11%
FMBH
1.19%

Growth

Revenue Growth
BRK-B
-0.7%
FMBH
5.1%
Earnings Growth
BRK-B
-2.5%
FMBH
23.8%

Financial Health

Debt/Equity
BRK-B
0.19
FMBH
--
Current Ratio
BRK-B
7.07
FMBH
--
Quick Ratio
BRK-B
6.62
FMBH
--

Dividends

Dividend Yield
BRK-B
--
FMBH
2.27%
Payout Ratio
BRK-B
0.0%
FMBH
25.59%

AI Verdict

BRK-B NEUTRAL

The deterministic health profile is weak, highlighted by a Piotroski F-Score of 3/9, indicating deteriorating operational efficiency and profitability trends. While the company maintains a fortress balance sheet with a Debt/Equity ratio of 0.19 and a Current Ratio of 7.07, the stock is trading at a significant premium to its growth-based intrinsic value of $217.21. Negative YoY revenue and earnings growth, coupled with a bearish technical trend, offset the positive analyst sentiment and long-term historical performance.

Strengths
Exceptional liquidity with a Current Ratio of 7.07
Very low leverage (Debt/Equity 0.19)
Strong operating margins at 32.96%
Risks
Significant overvaluation relative to intrinsic value ($479.75 vs $217.21)
Negative YoY earnings growth (-2.50%) and revenue growth (-0.70%)
Weak Piotroski F-Score (3/9) suggesting declining financial health trends
FMBH BULLISH

FMBH presents a strong value opportunity, trading significantly below its Graham Number ($59.15) and Intrinsic Value ($114.76). While the Piotroski F-Score of 4/9 indicates stable but not exceptional financial health, the company demonstrates robust earnings growth of 23.8% YoY and a consistent track record of beating estimates over 25 quarters. Despite bearish insider sentiment and a poor technical trend score, the fundamental valuation and profitability metrics suggest significant upside potential.

Strengths
Significant undervaluation relative to Graham Number and Intrinsic Value
Strong earnings growth (23.8% YoY) and consistent quarterly beats
Low P/E ratio (11.29) compared to the financial services sector average (26.81)
Risks
Bearish insider activity with recent officer sales
Technical trend score (10/100) suggests potential short-term momentum weakness
Piotroski F-Score of 4/9 indicates only 'stable' health rather than 'strong'

Compare Another Pair

BRK-B vs FMBH: Head-to-Head Comparison

This page compares Berkshire Hathaway Inc. (BRK-B) and First Mid Bancshares, Inc. (FMBH) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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