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BRK-B vs FMNB

BRK-B
Berkshire Hathaway Inc.
NEUTRAL
Price
$479.75
Market Cap
$1.03T
Sector
Financial Services
AI Confidence
85%
FMNB
Farmers National Banc Corp.
BULLISH
Price
$13.94
Market Cap
$823.9M
Sector
Financial Services
AI Confidence
75%

Valuation

P/E Ratio
BRK-B
15.46
FMNB
9.61
Forward P/E
BRK-B
22.06
FMNB
7.7
P/B Ratio
BRK-B
0.0
FMNB
1.08
P/S Ratio
BRK-B
2.79
FMNB
4.54
EV/EBITDA
BRK-B
-2.12
FMNB
--

Profitability

Gross Margin
BRK-B
26.15%
FMNB
0.0%
Operating Margin
BRK-B
32.96%
FMNB
50.02%
Profit Margin
BRK-B
18.03%
FMNB
30.07%
ROE
BRK-B
9.81%
FMNB
12.24%
ROA
BRK-B
5.11%
FMNB
1.05%

Growth

Revenue Growth
BRK-B
-0.7%
FMNB
6.7%
Earnings Growth
BRK-B
-2.5%
FMNB
3.4%

Financial Health

Debt/Equity
BRK-B
0.19
FMNB
--
Current Ratio
BRK-B
7.07
FMNB
--
Quick Ratio
BRK-B
6.62
FMNB
--

Dividends

Dividend Yield
BRK-B
--
FMNB
4.88%
Payout Ratio
BRK-B
0.0%
FMNB
46.9%

AI Verdict

BRK-B NEUTRAL

The deterministic health profile is weak, highlighted by a Piotroski F-Score of 3/9, indicating deteriorating operational efficiency and profitability trends. While the company maintains a fortress balance sheet with a Debt/Equity ratio of 0.19 and a Current Ratio of 7.07, the stock is trading at a significant premium to its growth-based intrinsic value of $217.21. Negative YoY revenue and earnings growth, coupled with a bearish technical trend, offset the positive analyst sentiment and long-term historical performance.

Strengths
Exceptional liquidity with a Current Ratio of 7.07
Very low leverage (Debt/Equity 0.19)
Strong operating margins at 32.96%
Risks
Significant overvaluation relative to intrinsic value ($479.75 vs $217.21)
Negative YoY earnings growth (-2.50%) and revenue growth (-0.70%)
Weak Piotroski F-Score (3/9) suggesting declining financial health trends
FMNB BULLISH

FMNB presents a strong value opportunity, trading significantly below its Graham Number ($20.51) and Intrinsic Value ($17.55). The company maintains a stable financial health profile with a Piotroski F-Score of 4/9 and a healthy ROE of 12.24%, which vastly outperforms the sector average. While earnings growth is modest and recent quarterly surprises have been negative, the low P/E ratio and sustainable 4.88% dividend yield provide a significant margin of safety. The bullish outlook is driven by deep valuation discounts despite a bearish technical trend indicator.

Strengths
Significant undervaluation relative to Graham Number ($20.51) and Intrinsic Value ($17.55)
Strong ROE (12.24%) compared to the negative sector average (-2.65%)
Attractive and sustainable dividend yield of 4.88% with a conservative 46.9% payout ratio
Risks
Sluggish earnings growth (YoY 3.40%) compared to revenue growth
Recent earnings volatility with a -14.3% surprise in the most recent reported quarter
Bearish technical trend (0/100) suggesting short-term momentum headwinds

Compare Another Pair

BRK-B vs FMNB: Head-to-Head Comparison

This page compares Berkshire Hathaway Inc. (BRK-B) and Farmers National Banc Corp. (FMNB) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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