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BRK-B vs FNB

BRK-B
Berkshire Hathaway Inc.
NEUTRAL
Price
$479.75
Market Cap
$1.03T
Sector
Financial Services
AI Confidence
85%
FNB
F.N.B. Corporation
NEUTRAL
Price
$17.52
Market Cap
$6.23B
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
BRK-B
15.46
FNB
10.81
Forward P/E
BRK-B
22.06
FNB
8.96
P/B Ratio
BRK-B
0.0
FNB
0.92
P/S Ratio
BRK-B
2.79
FNB
3.63
EV/EBITDA
BRK-B
-2.12
FNB
--

Profitability

Gross Margin
BRK-B
26.15%
FNB
0.0%
Operating Margin
BRK-B
32.96%
FNB
42.01%
Profit Margin
BRK-B
18.03%
FNB
34.11%
ROE
BRK-B
9.81%
FNB
8.86%
ROA
BRK-B
5.11%
FNB
1.18%

Growth

Revenue Growth
BRK-B
-0.7%
FNB
9.6%
Earnings Growth
BRK-B
-2.5%
FNB
18.8%

Financial Health

Debt/Equity
BRK-B
0.19
FNB
--
Current Ratio
BRK-B
7.07
FNB
--
Quick Ratio
BRK-B
6.62
FNB
--

Dividends

Dividend Yield
BRK-B
--
FNB
2.97%
Payout Ratio
BRK-B
0.0%
FNB
29.63%

AI Verdict

BRK-B NEUTRAL

The deterministic health profile is weak, highlighted by a Piotroski F-Score of 3/9, indicating deteriorating operational efficiency and profitability trends. While the company maintains a fortress balance sheet with a Debt/Equity ratio of 0.19 and a Current Ratio of 7.07, the stock is trading at a significant premium to its growth-based intrinsic value of $217.21. Negative YoY revenue and earnings growth, coupled with a bearish technical trend, offset the positive analyst sentiment and long-term historical performance.

Strengths
Exceptional liquidity with a Current Ratio of 7.07
Very low leverage (Debt/Equity 0.19)
Strong operating margins at 32.96%
Risks
Significant overvaluation relative to intrinsic value ($479.75 vs $217.21)
Negative YoY earnings growth (-2.50%) and revenue growth (-0.70%)
Weak Piotroski F-Score (3/9) suggesting declining financial health trends
FNB NEUTRAL

FNB presents a stark contrast between deep value and deteriorating financial health, highlighted by a weak Piotroski F-Score of 2/9. While the stock is significantly undervalued relative to its Graham Number ($26.4) and Intrinsic Value ($47.79), and trades below book value (P/B 0.92), the deterministic health markers are concerning. Strong YoY earnings growth (18.8%) and a consistent track record of earnings beats provide a bullish fundamental backdrop, but these are offset by bearish insider sentiment and a complete lack of technical momentum. The overall outlook is neutral as the value proposition is currently fighting against poor operational health signals.

Strengths
Deep value pricing with P/B ratio of 0.92
Strong earnings growth (YoY +18.8%) and revenue growth (YoY +9.6%)
Consistent history of beating earnings estimates over 25 quarters
Risks
Very weak Piotroski F-Score (2/9) indicating poor financial health trends
Bearish insider activity with recent officer sales
Zero technical momentum (Technical Trend: 0/100)

Compare Another Pair

BRK-B vs FNB: Head-to-Head Comparison

This page compares Berkshire Hathaway Inc. (BRK-B) and F.N.B. Corporation (FNB) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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