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BRK-B vs FNF

BRK-B
Berkshire Hathaway Inc.
NEUTRAL
Price
$479.75
Market Cap
$1.03T
Sector
Financial Services
AI Confidence
85%
FNF
Fidelity National Financial, Inc.
NEUTRAL
Price
$52.33
Market Cap
$14.19B
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
BRK-B
15.46
FNF
23.68
Forward P/E
BRK-B
22.06
FNF
8.11
P/B Ratio
BRK-B
0.0
FNF
1.91
P/S Ratio
BRK-B
2.79
FNF
0.98
EV/EBITDA
BRK-B
-2.12
FNF
7.82

Profitability

Gross Margin
BRK-B
26.15%
FNF
53.51%
Operating Margin
BRK-B
32.96%
FNF
13.06%
Profit Margin
BRK-B
18.03%
FNF
4.15%
ROE
BRK-B
9.81%
FNF
7.76%
ROA
BRK-B
5.11%
FNF
1.1%

Growth

Revenue Growth
BRK-B
-0.7%
FNF
12.3%
Earnings Growth
BRK-B
-2.5%
FNF
--

Financial Health

Debt/Equity
BRK-B
0.19
FNF
0.53
Current Ratio
BRK-B
7.07
FNF
0.99
Quick Ratio
BRK-B
6.62
FNF
0.19

Dividends

Dividend Yield
BRK-B
--
FNF
3.97%
Payout Ratio
BRK-B
0.0%
FNF
91.4%

AI Verdict

BRK-B NEUTRAL

The deterministic health profile is weak, highlighted by a Piotroski F-Score of 3/9, indicating deteriorating operational efficiency and profitability trends. While the company maintains a fortress balance sheet with a Debt/Equity ratio of 0.19 and a Current Ratio of 7.07, the stock is trading at a significant premium to its growth-based intrinsic value of $217.21. Negative YoY revenue and earnings growth, coupled with a bearish technical trend, offset the positive analyst sentiment and long-term historical performance.

Strengths
Exceptional liquidity with a Current Ratio of 7.07
Very low leverage (Debt/Equity 0.19)
Strong operating margins at 32.96%
Risks
Significant overvaluation relative to intrinsic value ($479.75 vs $217.21)
Negative YoY earnings growth (-2.50%) and revenue growth (-0.70%)
Weak Piotroski F-Score (3/9) suggesting declining financial health trends
FNF NEUTRAL

FNF presents a conflicted profile with a stable Piotroski F-Score of 4/9 but significant valuation gaps, trading at $52.33 against a Graham Number of $36.91 and an Intrinsic Value of $15.47. While revenue growth remains strong at 12.3% and the forward P/E of 8.11 is attractive, the company suffers from poor liquidity (Quick Ratio 0.19) and an unsustainable dividend payout ratio of 91.4%. The disconnect between bullish analyst targets ($64.60) and bearish deterministic metrics suggests a high-risk premium. Overall, the stock is fundamentally overvalued relative to its defensive baseline despite positive top-line growth.

Strengths
Strong YoY revenue growth of 12.30%
Attractive Forward P/E ratio of 8.11
Low PEG ratio (0.85) suggesting growth is undervalued
Risks
Extremely high dividend payout ratio (91.40%) threatening sustainability
Severe liquidity risk indicated by a Quick Ratio of 0.19
Significant premium to Graham Number ($36.91) and Intrinsic Value ($15.47)

Compare Another Pair

BRK-B vs FNF: Head-to-Head Comparison

This page compares Berkshire Hathaway Inc. (BRK-B) and Fidelity National Financial, Inc. (FNF) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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