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BRK-B vs FSBW

BRK-B
Berkshire Hathaway Inc.
NEUTRAL
Price
$479.75
Market Cap
$1.03T
Sector
Financial Services
AI Confidence
85%
FSBW
FS Bancorp, Inc.
NEUTRAL
Price
$41.72
Market Cap
$313.0M
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
BRK-B
15.46
FSBW
9.48
Forward P/E
BRK-B
22.06
FSBW
8.09
P/B Ratio
BRK-B
0.0
FSBW
1.0
P/S Ratio
BRK-B
2.79
FSBW
2.19
EV/EBITDA
BRK-B
-2.12
FSBW
--

Profitability

Gross Margin
BRK-B
26.15%
FSBW
0.0%
Operating Margin
BRK-B
32.96%
FSBW
32.26%
Profit Margin
BRK-B
18.03%
FSBW
23.3%
ROE
BRK-B
9.81%
FSBW
11.05%
ROA
BRK-B
5.11%
FSBW
1.07%

Growth

Revenue Growth
BRK-B
-0.7%
FSBW
6.4%
Earnings Growth
BRK-B
-2.5%
FSBW
20.5%

Financial Health

Debt/Equity
BRK-B
0.19
FSBW
--
Current Ratio
BRK-B
7.07
FSBW
--
Quick Ratio
BRK-B
6.62
FSBW
--

Dividends

Dividend Yield
BRK-B
--
FSBW
2.84%
Payout Ratio
BRK-B
0.0%
FSBW
26.11%

AI Verdict

BRK-B NEUTRAL

The deterministic health profile is weak, highlighted by a Piotroski F-Score of 3/9, indicating deteriorating operational efficiency and profitability trends. While the company maintains a fortress balance sheet with a Debt/Equity ratio of 0.19 and a Current Ratio of 7.07, the stock is trading at a significant premium to its growth-based intrinsic value of $217.21. Negative YoY revenue and earnings growth, coupled with a bearish technical trend, offset the positive analyst sentiment and long-term historical performance.

Strengths
Exceptional liquidity with a Current Ratio of 7.07
Very low leverage (Debt/Equity 0.19)
Strong operating margins at 32.96%
Risks
Significant overvaluation relative to intrinsic value ($479.75 vs $217.21)
Negative YoY earnings growth (-2.50%) and revenue growth (-0.70%)
Weak Piotroski F-Score (3/9) suggesting declining financial health trends
FSBW NEUTRAL

FSBW presents a classic value disconnect: it is significantly undervalued relative to its Graham Number ($63.33) and Intrinsic Value ($126.56), yet it suffers from poor short-term momentum. The Piotroski F-Score of 4/9 indicates stable but mediocre financial health, while a recent streak of four consecutive earnings misses suggests a deterioration in operational performance. Despite a strong ROA of 1.07% and a sustainable dividend payout, bearish insider activity and a 0/100 technical trend offset the attractive valuation metrics.

Strengths
Significant undervaluation relative to Graham Number and Intrinsic Value
Low P/E ratio (9.48) and Price-to-Book ratio of 1.00
Strong ROA (1.07%) exceeding the typical 1% banking benchmark
Risks
Consistent earnings misses (0/4 beats in the last 4 quarters)
Negative Q/Q revenue growth (-9.69%)
Bearish insider sentiment with recent director sales

Compare Another Pair

BRK-B vs FSBW: Head-to-Head Comparison

This page compares Berkshire Hathaway Inc. (BRK-B) and FS Bancorp, Inc. (FSBW) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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