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BRK-B vs FUNC

BRK-B
Berkshire Hathaway Inc.
NEUTRAL
Price
$479.75
Market Cap
$1.03T
Sector
Financial Services
AI Confidence
85%
FUNC
First United Corporation
NEUTRAL
Price
$39.11
Market Cap
$254.3M
Sector
Financial Services
AI Confidence
80%

Valuation

P/E Ratio
BRK-B
15.46
FUNC
10.37
Forward P/E
BRK-B
22.06
FUNC
8.32
P/B Ratio
BRK-B
0.0
FUNC
1.25
P/S Ratio
BRK-B
2.79
FUNC
2.96
EV/EBITDA
BRK-B
-2.12
FUNC
--

Profitability

Gross Margin
BRK-B
26.15%
FUNC
0.0%
Operating Margin
BRK-B
32.96%
FUNC
43.43%
Profit Margin
BRK-B
18.03%
FUNC
28.53%
ROE
BRK-B
9.81%
FUNC
12.8%
ROA
BRK-B
5.11%
FUNC
1.21%

Growth

Revenue Growth
BRK-B
-0.7%
FUNC
11.3%
Earnings Growth
BRK-B
-2.5%
FUNC
-7.0%

Financial Health

Debt/Equity
BRK-B
0.19
FUNC
--
Current Ratio
BRK-B
7.07
FUNC
--
Quick Ratio
BRK-B
6.62
FUNC
--

Dividends

Dividend Yield
BRK-B
--
FUNC
2.65%
Payout Ratio
BRK-B
0.0%
FUNC
24.4%

AI Verdict

BRK-B NEUTRAL

The deterministic health profile is weak, highlighted by a Piotroski F-Score of 3/9, indicating deteriorating operational efficiency and profitability trends. While the company maintains a fortress balance sheet with a Debt/Equity ratio of 0.19 and a Current Ratio of 7.07, the stock is trading at a significant premium to its growth-based intrinsic value of $217.21. Negative YoY revenue and earnings growth, coupled with a bearish technical trend, offset the positive analyst sentiment and long-term historical performance.

Strengths
Exceptional liquidity with a Current Ratio of 7.07
Very low leverage (Debt/Equity 0.19)
Strong operating margins at 32.96%
Risks
Significant overvaluation relative to intrinsic value ($479.75 vs $217.21)
Negative YoY earnings growth (-2.50%) and revenue growth (-0.70%)
Weak Piotroski F-Score (3/9) suggesting declining financial health trends
FUNC NEUTRAL

FUNC presents a conflicting profile characterized by a weak Piotroski F-Score of 3/9, indicating deteriorating fundamental health, contrasted against an attractive valuation below its Graham Number of $51.55. While the company has a strong track record of earnings beats and impressive long-term price appreciation, current YoY earnings growth is negative (-7.00%) despite revenue growth. The technical trend is heavily bearish (10/100), suggesting significant short-term momentum risk despite the low P/E ratio. Overall, the stock is a value play with concerning operational health signals.

Strengths
Attractive valuation with a P/E of 10.37 and current price below Graham Number
Strong historical price performance (176% 5-year change)
Consistent earnings beat record (3 of last 4 quarters)
Risks
Weak fundamental health as indicated by a Piotroski F-Score of 3/9
Negative YoY earnings growth (-7.00%) suggesting margin compression
Severely bearish technical trend (10/100)

Compare Another Pair

BRK-B vs FUNC: Head-to-Head Comparison

This page compares Berkshire Hathaway Inc. (BRK-B) and First United Corporation (FUNC) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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