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BRK-B vs GABC

BRK-B
Berkshire Hathaway Inc.
NEUTRAL
Price
$479.75
Market Cap
$1.03T
Sector
Financial Services
AI Confidence
85%
GABC
German American Bancorp, Inc.
BULLISH
Price
$43.53
Market Cap
$1.64B
Sector
Financial Services
AI Confidence
82%

Valuation

P/E Ratio
BRK-B
15.46
GABC
14.23
Forward P/E
BRK-B
22.06
GABC
10.9
P/B Ratio
BRK-B
0.0
GABC
1.4
P/S Ratio
BRK-B
2.79
GABC
4.78
EV/EBITDA
BRK-B
-2.12
GABC
--

Profitability

Gross Margin
BRK-B
26.15%
GABC
0.0%
Operating Margin
BRK-B
32.96%
GABC
47.42%
Profit Margin
BRK-B
18.03%
GABC
32.93%
ROE
BRK-B
9.81%
GABC
12.0%
ROA
BRK-B
5.11%
GABC
1.53%

Growth

Revenue Growth
BRK-B
-0.7%
GABC
45.3%
Earnings Growth
BRK-B
-2.5%
GABC
21.7%

Financial Health

Debt/Equity
BRK-B
0.19
GABC
--
Current Ratio
BRK-B
7.07
GABC
--
Quick Ratio
BRK-B
6.62
GABC
--

Dividends

Dividend Yield
BRK-B
--
GABC
2.71%
Payout Ratio
BRK-B
0.0%
GABC
37.91%

AI Verdict

BRK-B NEUTRAL

The deterministic health profile is weak, highlighted by a Piotroski F-Score of 3/9, indicating deteriorating operational efficiency and profitability trends. While the company maintains a fortress balance sheet with a Debt/Equity ratio of 0.19 and a Current Ratio of 7.07, the stock is trading at a significant premium to its growth-based intrinsic value of $217.21. Negative YoY revenue and earnings growth, coupled with a bearish technical trend, offset the positive analyst sentiment and long-term historical performance.

Strengths
Exceptional liquidity with a Current Ratio of 7.07
Very low leverage (Debt/Equity 0.19)
Strong operating margins at 32.96%
Risks
Significant overvaluation relative to intrinsic value ($479.75 vs $217.21)
Negative YoY earnings growth (-2.50%) and revenue growth (-0.70%)
Weak Piotroski F-Score (3/9) suggesting declining financial health trends
GABC BULLISH

GABC presents a strong value opportunity, trading below its Graham Number ($46.20) and significantly below its growth-based intrinsic value ($90.27). While the Piotroski F-Score of 4/9 indicates stable but not exceptional financial health, the company exhibits explosive YoY revenue growth (45.30%) and robust earnings growth (21.70%). Despite a heavily bearish technical trend (10/100), the fundamental valuation and consistent earnings beat track record suggest a significant margin of safety.

Strengths
Trading below Graham Number ($46.20) and Intrinsic Value ($90.27)
Exceptional YoY revenue growth of 45.30% and Q/Q earnings growth of 53.70%
Sustainable dividend profile with a low payout ratio of 37.91%
Risks
Severely bearish technical trend (10/100) indicating strong short-term selling pressure
Moderate Piotroski F-Score (4/9) suggesting room for improvement in operational efficiency
Historical volatility in quarterly EPS with significant misses in 2022 and 2025

Compare Another Pair

BRK-B vs GABC: Head-to-Head Comparison

This page compares Berkshire Hathaway Inc. (BRK-B) and German American Bancorp, Inc. (GABC) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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