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BRK-B vs GCBC

BRK-B
Berkshire Hathaway Inc.
NEUTRAL
Price
$479.75
Market Cap
$1.03T
Sector
Financial Services
AI Confidence
85%
GCBC
Greene County Bancorp, Inc.
NEUTRAL
Price
$23.30
Market Cap
$396.7M
Sector
Financial Services
AI Confidence
80%

Valuation

P/E Ratio
BRK-B
15.46
GCBC
10.84
Forward P/E
BRK-B
22.06
GCBC
--
P/B Ratio
BRK-B
0.0
GCBC
1.54
P/S Ratio
BRK-B
2.79
GCBC
4.84
EV/EBITDA
BRK-B
-2.12
GCBC
--

Profitability

Gross Margin
BRK-B
26.15%
GCBC
0.0%
Operating Margin
BRK-B
32.96%
GCBC
54.17%
Profit Margin
BRK-B
18.03%
GCBC
44.58%
ROE
BRK-B
9.81%
GCBC
15.33%
ROA
BRK-B
5.11%
GCBC
1.2%

Growth

Revenue Growth
BRK-B
-0.7%
GCBC
26.1%
Earnings Growth
BRK-B
-2.5%
GCBC
36.4%

Financial Health

Debt/Equity
BRK-B
0.19
GCBC
--
Current Ratio
BRK-B
7.07
GCBC
--
Quick Ratio
BRK-B
6.62
GCBC
--

Dividends

Dividend Yield
BRK-B
--
GCBC
1.67%
Payout Ratio
BRK-B
0.0%
GCBC
17.67%

AI Verdict

BRK-B NEUTRAL

The deterministic health profile is weak, highlighted by a Piotroski F-Score of 3/9, indicating deteriorating operational efficiency and profitability trends. While the company maintains a fortress balance sheet with a Debt/Equity ratio of 0.19 and a Current Ratio of 7.07, the stock is trading at a significant premium to its growth-based intrinsic value of $217.21. Negative YoY revenue and earnings growth, coupled with a bearish technical trend, offset the positive analyst sentiment and long-term historical performance.

Strengths
Exceptional liquidity with a Current Ratio of 7.07
Very low leverage (Debt/Equity 0.19)
Strong operating margins at 32.96%
Risks
Significant overvaluation relative to intrinsic value ($479.75 vs $217.21)
Negative YoY earnings growth (-2.50%) and revenue growth (-0.70%)
Weak Piotroski F-Score (3/9) suggesting declining financial health trends
GCBC NEUTRAL

GCBC presents a conflicting profile: it is fundamentally undervalued with a Piotroski F-Score of 3/9 indicating weak operational health, yet it exhibits strong growth and value metrics. The stock trades significantly below its Graham Number ($27.09) and Intrinsic Value ($63.42), suggesting a deep discount. However, the bearish technical trend (0/100) and poor health score offset the aggressive YoY earnings growth of 36.40%. The overall outlook remains neutral until fundamental health improves to match the growth trajectory.

Strengths
Strong earnings growth (36.40% YoY)
Trading below Graham Number ($27.09) and Intrinsic Value ($63.42)
Healthy ROE of 15.33% and ROA of 1.20%
Risks
Weak Piotroski F-Score (3/9) suggesting deteriorating fundamentals
Strongly bearish technical trend (0/100)
Lack of analyst coverage and institutional guidance

Compare Another Pair

BRK-B vs GCBC: Head-to-Head Comparison

This page compares Berkshire Hathaway Inc. (BRK-B) and Greene County Bancorp, Inc. (GCBC) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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