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BRK-B vs HAFC

BRK-B
Berkshire Hathaway Inc.
NEUTRAL
Price
$479.75
Market Cap
$1.03T
Sector
Financial Services
AI Confidence
85%
HAFC
Hanmi Financial Corporation
BULLISH
Price
$28.00
Market Cap
$838.7M
Sector
Financial Services
AI Confidence
82%

Valuation

P/E Ratio
BRK-B
15.46
HAFC
11.16
Forward P/E
BRK-B
22.06
HAFC
8.47
P/B Ratio
BRK-B
0.0
HAFC
1.04
P/S Ratio
BRK-B
2.79
HAFC
3.28
EV/EBITDA
BRK-B
-2.12
HAFC
--

Profitability

Gross Margin
BRK-B
26.15%
HAFC
0.0%
Operating Margin
BRK-B
32.96%
HAFC
43.51%
Profit Margin
BRK-B
18.03%
HAFC
29.75%
ROE
BRK-B
9.81%
HAFC
9.96%
ROA
BRK-B
5.11%
HAFC
0.98%

Growth

Revenue Growth
BRK-B
-0.7%
HAFC
15.7%
Earnings Growth
BRK-B
-2.5%
HAFC
20.2%

Financial Health

Debt/Equity
BRK-B
0.19
HAFC
--
Current Ratio
BRK-B
7.07
HAFC
--
Quick Ratio
BRK-B
6.62
HAFC
--

Dividends

Dividend Yield
BRK-B
--
HAFC
4.0%
Payout Ratio
BRK-B
0.0%
HAFC
43.03%

AI Verdict

BRK-B NEUTRAL

The deterministic health profile is weak, highlighted by a Piotroski F-Score of 3/9, indicating deteriorating operational efficiency and profitability trends. While the company maintains a fortress balance sheet with a Debt/Equity ratio of 0.19 and a Current Ratio of 7.07, the stock is trading at a significant premium to its growth-based intrinsic value of $217.21. Negative YoY revenue and earnings growth, coupled with a bearish technical trend, offset the positive analyst sentiment and long-term historical performance.

Strengths
Exceptional liquidity with a Current Ratio of 7.07
Very low leverage (Debt/Equity 0.19)
Strong operating margins at 32.96%
Risks
Significant overvaluation relative to intrinsic value ($479.75 vs $217.21)
Negative YoY earnings growth (-2.50%) and revenue growth (-0.70%)
Weak Piotroski F-Score (3/9) suggesting declining financial health trends
HAFC BULLISH

HAFC presents a compelling value opportunity, trading significantly below its Graham Number ($38.94) and Intrinsic Value ($74.04). While the Piotroski F-Score of 4/9 indicates stable but not exceptional financial health, the company exhibits robust YoY revenue (15.7%) and earnings (20.2%) growth. The low P/E of 11.16 and P/B of 1.04 suggest the market is underpricing the asset relative to its book value and growth. Despite a very bearish technical trend and recent earnings misses, the fundamental valuation and sustainable 4% dividend yield provide a strong margin of safety.

Strengths
Significant undervaluation relative to Graham Number and Intrinsic Value
Strong YoY earnings growth of 20.20%
Attractive dividend yield (4%) with a sustainable payout ratio (43.03%)
Risks
Severely bearish technical trend (10/100)
Recent earnings inconsistency (only 1 beat in last 4 quarters)
Bearish insider sentiment with net selling activity

Compare Another Pair

BRK-B vs HAFC: Head-to-Head Comparison

This page compares Berkshire Hathaway Inc. (BRK-B) and Hanmi Financial Corporation (HAFC) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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