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BRK-B vs HBCP

BRK-B
Berkshire Hathaway Inc.
NEUTRAL
Price
$479.75
Market Cap
$1.03T
Sector
Financial Services
AI Confidence
85%
HBCP
Home Bancorp, Inc.
BULLISH
Price
$64.88
Market Cap
$508.5M
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
BRK-B
15.46
HBCP
11.15
Forward P/E
BRK-B
22.06
HBCP
10.56
P/B Ratio
BRK-B
0.0
HBCP
1.17
P/S Ratio
BRK-B
2.79
HBCP
3.42
EV/EBITDA
BRK-B
-2.12
HBCP
--

Profitability

Gross Margin
BRK-B
26.15%
HBCP
0.0%
Operating Margin
BRK-B
32.96%
HBCP
40.51%
Profit Margin
BRK-B
18.03%
HBCP
30.99%
ROE
BRK-B
9.81%
HBCP
11.08%
ROA
BRK-B
5.11%
HBCP
1.33%

Growth

Revenue Growth
BRK-B
-0.7%
HBCP
10.5%
Earnings Growth
BRK-B
-2.5%
HBCP
20.6%

Financial Health

Debt/Equity
BRK-B
0.19
HBCP
--
Current Ratio
BRK-B
7.07
HBCP
--
Quick Ratio
BRK-B
6.62
HBCP
--

Dividends

Dividend Yield
BRK-B
--
HBCP
1.8%
Payout Ratio
BRK-B
0.0%
HBCP
19.42%

AI Verdict

BRK-B NEUTRAL

The deterministic health profile is weak, highlighted by a Piotroski F-Score of 3/9, indicating deteriorating operational efficiency and profitability trends. While the company maintains a fortress balance sheet with a Debt/Equity ratio of 0.19 and a Current Ratio of 7.07, the stock is trading at a significant premium to its growth-based intrinsic value of $217.21. Negative YoY revenue and earnings growth, coupled with a bearish technical trend, offset the positive analyst sentiment and long-term historical performance.

Strengths
Exceptional liquidity with a Current Ratio of 7.07
Very low leverage (Debt/Equity 0.19)
Strong operating margins at 32.96%
Risks
Significant overvaluation relative to intrinsic value ($479.75 vs $217.21)
Negative YoY earnings growth (-2.50%) and revenue growth (-0.70%)
Weak Piotroski F-Score (3/9) suggesting declining financial health trends
HBCP BULLISH

HBCP exhibits a stable financial profile with a Piotroski F-Score of 4/9 and significant valuation upside, trading at $64.88 against a Graham Number of $85.3 and an Intrinsic Value of $171.69. The company demonstrates strong growth momentum with 20.6% YoY earnings growth and a consistent track record of beating analyst estimates. While the technical trend score is paradoxically low, actual price performance shows a robust 57.2% one-year gain. The combination of a low P/E (11.15) and a conservative payout ratio (19.42%) suggests a high-quality, undervalued regional banking play.

Strengths
Significant undervaluation relative to Graham Number ($85.3) and Intrinsic Value ($171.69)
Strong earnings growth (20.6% YoY) and consistent quarterly EPS beats
Attractive valuation multiples (P/E 11.15, P/B 1.17)
Risks
Piotroski F-Score of 4/9 indicates only 'stable' rather than 'strong' financial health
Exposure to regional banking sector volatility and interest rate sensitivity
Low dividend yield (1.80%) may not attract income-focused investors

Compare Another Pair

BRK-B vs HBCP: Head-to-Head Comparison

This page compares Berkshire Hathaway Inc. (BRK-B) and Home Bancorp, Inc. (HBCP) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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