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BRK-B vs HDB

BRK-B
Berkshire Hathaway Inc.
NEUTRAL
Price
$479.75
Market Cap
$1.03T
Sector
Financial Services
AI Confidence
85%
HDB
HDFC Bank Limited
NEUTRAL
Price
$25.71
Market Cap
$131.94B
Sector
Financial Services
AI Confidence
80%

Valuation

P/E Ratio
BRK-B
15.46
HDB
17.98
Forward P/E
BRK-B
22.06
HDB
17.45
P/B Ratio
BRK-B
0.0
HDB
10.61
P/S Ratio
BRK-B
2.79
HDB
0.05
EV/EBITDA
BRK-B
-2.12
HDB
--

Profitability

Gross Margin
BRK-B
26.15%
HDB
0.0%
Operating Margin
BRK-B
32.96%
HDB
40.54%
Profit Margin
BRK-B
18.03%
HDB
26.83%
ROE
BRK-B
9.81%
HDB
13.82%
ROA
BRK-B
5.11%
HDB
1.7%

Growth

Revenue Growth
BRK-B
-0.7%
HDB
-1.8%
Earnings Growth
BRK-B
-2.5%
HDB
7.5%

Financial Health

Debt/Equity
BRK-B
0.19
HDB
--
Current Ratio
BRK-B
7.07
HDB
--
Quick Ratio
BRK-B
6.62
HDB
--

Dividends

Dividend Yield
BRK-B
--
HDB
1.63%
Payout Ratio
BRK-B
0.0%
HDB
21.55%

AI Verdict

BRK-B NEUTRAL

The deterministic health profile is weak, highlighted by a Piotroski F-Score of 3/9, indicating deteriorating operational efficiency and profitability trends. While the company maintains a fortress balance sheet with a Debt/Equity ratio of 0.19 and a Current Ratio of 7.07, the stock is trading at a significant premium to its growth-based intrinsic value of $217.21. Negative YoY revenue and earnings growth, coupled with a bearish technical trend, offset the positive analyst sentiment and long-term historical performance.

Strengths
Exceptional liquidity with a Current Ratio of 7.07
Very low leverage (Debt/Equity 0.19)
Strong operating margins at 32.96%
Risks
Significant overvaluation relative to intrinsic value ($479.75 vs $217.21)
Negative YoY earnings growth (-2.50%) and revenue growth (-0.70%)
Weak Piotroski F-Score (3/9) suggesting declining financial health trends
HDB NEUTRAL

HDB exhibits a stable financial health profile with a Piotroski F-Score of 5/9, though it lacks an Altman Z-Score as is typical for banking institutions. The current price of $25.71 is almost perfectly aligned with its growth-based intrinsic value of $26.1, suggesting the stock has reached a fundamental floor after a severe correction. While the company maintains a strong track record of earnings surprises and a 'Strong Buy' analyst consensus, these are offset by negative YoY revenue growth and a completely bearish technical trend (0/100). The valuation is further complicated by an exceptionally high Price-to-Book ratio of 10.61, which is aggressive for the regional banking sector.

Strengths
Consistent earnings beat track record (3/4 last 4 quarters)
Strong profitability with a 26.83% profit margin
Sustainable dividend payout ratio of 21.55%
Risks
Negative YoY revenue growth (-1.80%)
Severe technical bearishness with a 0/100 trend score
Extremely high Price-to-Book ratio (10.61)

Compare Another Pair

BRK-B vs HDB: Head-to-Head Comparison

This page compares Berkshire Hathaway Inc. (BRK-B) and HDFC Bank Limited (HDB) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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