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BRK-B vs HFBL

BRK-B
Berkshire Hathaway Inc.
NEUTRAL
Price
$479.75
Market Cap
$1.03T
Sector
Financial Services
AI Confidence
85%
HFBL
Home Federal Bancorp, Inc. of Louisiana
BULLISH
Price
$18.20
Market Cap
$56.0M
Sector
Financial Services
AI Confidence
75%

Valuation

P/E Ratio
BRK-B
15.46
HFBL
10.77
Forward P/E
BRK-B
22.06
HFBL
--
P/B Ratio
BRK-B
0.0
HFBL
0.95
P/S Ratio
BRK-B
2.79
HFBL
2.48
EV/EBITDA
BRK-B
-2.12
HFBL
--

Profitability

Gross Margin
BRK-B
26.15%
HFBL
0.0%
Operating Margin
BRK-B
32.96%
HFBL
38.28%
Profit Margin
BRK-B
18.03%
HFBL
23.03%
ROE
BRK-B
9.81%
HFBL
9.31%
ROA
BRK-B
5.11%
HFBL
0.85%

Growth

Revenue Growth
BRK-B
-0.7%
HFBL
17.1%
Earnings Growth
BRK-B
-2.5%
HFBL
63.6%

Financial Health

Debt/Equity
BRK-B
0.19
HFBL
--
Current Ratio
BRK-B
7.07
HFBL
--
Quick Ratio
BRK-B
6.62
HFBL
--

Dividends

Dividend Yield
BRK-B
--
HFBL
2.94%
Payout Ratio
BRK-B
0.0%
HFBL
31.36%

AI Verdict

BRK-B NEUTRAL

The deterministic health profile is weak, highlighted by a Piotroski F-Score of 3/9, indicating deteriorating operational efficiency and profitability trends. While the company maintains a fortress balance sheet with a Debt/Equity ratio of 0.19 and a Current Ratio of 7.07, the stock is trading at a significant premium to its growth-based intrinsic value of $217.21. Negative YoY revenue and earnings growth, coupled with a bearish technical trend, offset the positive analyst sentiment and long-term historical performance.

Strengths
Exceptional liquidity with a Current Ratio of 7.07
Very low leverage (Debt/Equity 0.19)
Strong operating margins at 32.96%
Risks
Significant overvaluation relative to intrinsic value ($479.75 vs $217.21)
Negative YoY earnings growth (-2.50%) and revenue growth (-0.70%)
Weak Piotroski F-Score (3/9) suggesting declining financial health trends
HFBL BULLISH

HFBL presents a compelling value opportunity, trading significantly below its Graham Number ($26.95) and Intrinsic Value ($49.85). While the Piotroski F-Score of 4/9 indicates only stable financial health, the company exhibits strong growth with YoY earnings increasing by 63.60% and a Price-to-Book ratio of 0.95. Despite a very bearish technical trend (10/100), the fundamental valuation and sustainable dividend payout suggest a strong margin of safety.

Strengths
Significant undervaluation relative to Graham Number and Intrinsic Value
Trading below book value (P/B 0.95)
Strong earnings growth (63.60% YoY) and revenue growth (17.10% YoY)
Risks
Extreme bearish technical trend (10/100) suggesting strong selling pressure
Micro-cap status ($0.06B) leads to high volatility and liquidity risk
Piotroski F-Score of 4/9 is only 'Stable', not 'Strong'

Compare Another Pair

BRK-B vs HFBL: Head-to-Head Comparison

This page compares Berkshire Hathaway Inc. (BRK-B) and Home Federal Bancorp, Inc. of Louisiana (HFBL) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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