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BRK-B vs HFWA

BRK-B
Berkshire Hathaway Inc.
NEUTRAL
Price
$479.75
Market Cap
$1.03T
Sector
Financial Services
AI Confidence
85%
HFWA
Heritage Financial Corporation
BULLISH
Price
$27.30
Market Cap
$1.12B
Sector
Financial Services
AI Confidence
75%

Valuation

P/E Ratio
BRK-B
15.46
HFWA
13.93
Forward P/E
BRK-B
22.06
HFWA
9.35
P/B Ratio
BRK-B
0.0
HFWA
1.01
P/S Ratio
BRK-B
2.79
HFWA
4.6
EV/EBITDA
BRK-B
-2.12
HFWA
--

Profitability

Gross Margin
BRK-B
26.15%
HFWA
0.0%
Operating Margin
BRK-B
32.96%
HFWA
39.83%
Profit Margin
BRK-B
18.03%
HFWA
27.66%
ROE
BRK-B
9.81%
HFWA
7.57%
ROA
BRK-B
5.11%
HFWA
0.96%

Growth

Revenue Growth
BRK-B
-0.7%
HFWA
20.2%
Earnings Growth
BRK-B
-2.5%
HFWA
90.8%

Financial Health

Debt/Equity
BRK-B
0.19
HFWA
--
Current Ratio
BRK-B
7.07
HFWA
--
Quick Ratio
BRK-B
6.62
HFWA
--

Dividends

Dividend Yield
BRK-B
--
HFWA
3.52%
Payout Ratio
BRK-B
0.0%
HFWA
48.98%

AI Verdict

BRK-B NEUTRAL

The deterministic health profile is weak, highlighted by a Piotroski F-Score of 3/9, indicating deteriorating operational efficiency and profitability trends. While the company maintains a fortress balance sheet with a Debt/Equity ratio of 0.19 and a Current Ratio of 7.07, the stock is trading at a significant premium to its growth-based intrinsic value of $217.21. Negative YoY revenue and earnings growth, coupled with a bearish technical trend, offset the positive analyst sentiment and long-term historical performance.

Strengths
Exceptional liquidity with a Current Ratio of 7.07
Very low leverage (Debt/Equity 0.19)
Strong operating margins at 32.96%
Risks
Significant overvaluation relative to intrinsic value ($479.75 vs $217.21)
Negative YoY earnings growth (-2.50%) and revenue growth (-0.70%)
Weak Piotroski F-Score (3/9) suggesting declining financial health trends
HFWA BULLISH

HFWA presents a compelling value opportunity, trading significantly below both its Graham Number ($34.59) and Intrinsic Value ($57.82). While the Piotroski F-Score of 4/9 indicates only stable financial health, the company is exhibiting explosive earnings growth (90.80% YoY) and a very attractive forward P/E of 9.35. Despite bearish insider sentiment and weak technical trends, the fundamental disconnect between the current price ($27.30) and the growth-adjusted value suggests a strong upside. The dividend remains sustainable with a payout ratio under 50%.

Strengths
Significant undervaluation relative to Graham Number and Intrinsic Value
Exceptional YoY earnings growth of 90.80%
Low forward P/E ratio (9.35) relative to growth rates
Risks
Bearish insider activity with consistent selling and zero buying
Severely bearish technical trend (10/100)
Modest ROE (7.57%) compared to high-performing regional peers

Compare Another Pair

BRK-B vs HFWA: Head-to-Head Comparison

This page compares Berkshire Hathaway Inc. (BRK-B) and Heritage Financial Corporation (HFWA) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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