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BRK-B vs HGTY

BRK-B
Berkshire Hathaway Inc.
NEUTRAL
Price
$479.75
Market Cap
$1.03T
Sector
Financial Services
AI Confidence
85%
HGTY
Hagerty, Inc.
NEUTRAL
Price
$10.72
Market Cap
$1.08B
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
BRK-B
15.46
HGTY
28.97
Forward P/E
BRK-B
22.06
HGTY
18.09
P/B Ratio
BRK-B
0.0
HGTY
4.88
P/S Ratio
BRK-B
2.79
HGTY
0.74
EV/EBITDA
BRK-B
-2.12
HGTY
4.33

Profitability

Gross Margin
BRK-B
26.15%
HGTY
62.3%
Operating Margin
BRK-B
32.96%
HGTY
18.64%
Profit Margin
BRK-B
18.03%
HGTY
2.85%
ROE
BRK-B
9.81%
HGTY
20.91%
ROA
BRK-B
5.11%
HGTY
5.92%

Growth

Revenue Growth
BRK-B
-0.7%
HGTY
16.5%
Earnings Growth
BRK-B
-2.5%
HGTY
410.3%

Financial Health

Debt/Equity
BRK-B
0.19
HGTY
0.3
Current Ratio
BRK-B
7.07
HGTY
1.42
Quick Ratio
BRK-B
6.62
HGTY
1.11

Dividends

Dividend Yield
BRK-B
--
HGTY
--
Payout Ratio
BRK-B
0.0%
HGTY
0.0%

AI Verdict

BRK-B NEUTRAL

The deterministic health profile is weak, highlighted by a Piotroski F-Score of 3/9, indicating deteriorating operational efficiency and profitability trends. While the company maintains a fortress balance sheet with a Debt/Equity ratio of 0.19 and a Current Ratio of 7.07, the stock is trading at a significant premium to its growth-based intrinsic value of $217.21. Negative YoY revenue and earnings growth, coupled with a bearish technical trend, offset the positive analyst sentiment and long-term historical performance.

Strengths
Exceptional liquidity with a Current Ratio of 7.07
Very low leverage (Debt/Equity 0.19)
Strong operating margins at 32.96%
Risks
Significant overvaluation relative to intrinsic value ($479.75 vs $217.21)
Negative YoY earnings growth (-2.50%) and revenue growth (-0.70%)
Weak Piotroski F-Score (3/9) suggesting declining financial health trends
HGTY NEUTRAL

HGTY presents a stable financial profile with a Piotroski F-Score of 4/9 and a current price ($10.72) trading almost exactly at its intrinsic value ($10.91). While the company exhibits explosive earnings growth (410% YoY) and an exceptionally low PEG ratio of 0.23, these fundamentals are countered by a bearish technical trend and negative insider sentiment. The Graham Number of $4.28 indicates the stock is priced at a significant premium to its defensive value. Overall, the strong operational performance is currently balanced by poor market momentum and insider divestment.

Strengths
Exceptional earnings growth (410% YoY)
Very low PEG ratio (0.23) suggesting growth is not fully priced in
Strong ROE of 20.91% indicating efficient equity usage
Risks
Bearish technical trend (0/100) indicating lack of price momentum
Net bearish insider activity with recent selling by officers and directors
Significant premium over the Graham Number ($4.28) defensive value

Compare Another Pair

BRK-B vs HGTY: Head-to-Head Comparison

This page compares Berkshire Hathaway Inc. (BRK-B) and Hagerty, Inc. (HGTY) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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