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BRK-B vs IBOC

BRK-B
Berkshire Hathaway Inc.
NEUTRAL
Price
$479.75
Market Cap
$1.03T
Sector
Financial Services
AI Confidence
85%
IBOC
International Bancshares Corporation
NEUTRAL
Price
$71.68
Market Cap
$4.46B
Sector
Financial Services
AI Confidence
80%

Valuation

P/E Ratio
BRK-B
15.46
IBOC
10.83
Forward P/E
BRK-B
22.06
IBOC
--
P/B Ratio
BRK-B
0.0
IBOC
1.37
P/S Ratio
BRK-B
2.79
IBOC
5.39
EV/EBITDA
BRK-B
-2.12
IBOC
--

Profitability

Gross Margin
BRK-B
26.15%
IBOC
0.0%
Operating Margin
BRK-B
32.96%
IBOC
65.08%
Profit Margin
BRK-B
18.03%
IBOC
49.85%
ROE
BRK-B
9.81%
IBOC
13.63%
ROA
BRK-B
5.11%
IBOC
2.55%

Growth

Revenue Growth
BRK-B
-0.7%
IBOC
2.6%
Earnings Growth
BRK-B
-2.5%
IBOC
-7.6%

Financial Health

Debt/Equity
BRK-B
0.19
IBOC
--
Current Ratio
BRK-B
7.07
IBOC
--
Quick Ratio
BRK-B
6.62
IBOC
--

Dividends

Dividend Yield
BRK-B
--
IBOC
1.99%
Payout Ratio
BRK-B
0.0%
IBOC
21.15%

AI Verdict

BRK-B NEUTRAL

The deterministic health profile is weak, highlighted by a Piotroski F-Score of 3/9, indicating deteriorating operational efficiency and profitability trends. While the company maintains a fortress balance sheet with a Debt/Equity ratio of 0.19 and a Current Ratio of 7.07, the stock is trading at a significant premium to its growth-based intrinsic value of $217.21. Negative YoY revenue and earnings growth, coupled with a bearish technical trend, offset the positive analyst sentiment and long-term historical performance.

Strengths
Exceptional liquidity with a Current Ratio of 7.07
Very low leverage (Debt/Equity 0.19)
Strong operating margins at 32.96%
Risks
Significant overvaluation relative to intrinsic value ($479.75 vs $217.21)
Negative YoY earnings growth (-2.50%) and revenue growth (-0.70%)
Weak Piotroski F-Score (3/9) suggesting declining financial health trends
IBOC NEUTRAL

IBOC presents a stable but stagnant profile, characterized by a Piotroski F-Score of 4/9, indicating baseline financial health. While the stock is fundamentally undervalued relative to its Graham Number of $88.26 and analyst target of $87.00, it is hampered by negative year-over-year earnings growth (-7.60%) and a bearish technical trend score of 10/100. The company maintains strong profitability margins and a very sustainable dividend payout, but lacks the growth catalysts necessary for a bullish rating.

Strengths
Significant undervaluation relative to Graham Number ($88.26)
Strong ROA of 2.55%, which is healthy for the regional banking sector
Very low payout ratio (21.15%), ensuring dividend sustainability
Risks
Negative year-over-year earnings growth (-7.60%)
Stagnant revenue growth (2.60% YoY)
Bearish technical trend (10/100) suggesting lack of momentum

Compare Another Pair

BRK-B vs IBOC: Head-to-Head Comparison

This page compares Berkshire Hathaway Inc. (BRK-B) and International Bancshares Corporation (IBOC) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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