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BRK-B vs IGIC

BRK-B
Berkshire Hathaway Inc.
NEUTRAL
Price
$479.75
Market Cap
$1.03T
Sector
Financial Services
AI Confidence
85%
IGIC
International General Insurance Holdings Ltd.
NEUTRAL
Price
$25.83
Market Cap
$1.12B
Sector
Financial Services
AI Confidence
80%

Valuation

P/E Ratio
BRK-B
15.46
IGIC
8.94
Forward P/E
BRK-B
22.06
IGIC
8.2
P/B Ratio
BRK-B
0.0
IGIC
1.53
P/S Ratio
BRK-B
2.79
IGIC
2.16
EV/EBITDA
BRK-B
-2.12
IGIC
7.07

Profitability

Gross Margin
BRK-B
26.15%
IGIC
43.37%
Operating Margin
BRK-B
32.96%
IGIC
26.74%
Profit Margin
BRK-B
18.03%
IGIC
24.61%
ROE
BRK-B
9.81%
IGIC
18.64%
ROA
BRK-B
5.11%
IGIC
3.6%

Growth

Revenue Growth
BRK-B
-0.7%
IGIC
-6.5%
Earnings Growth
BRK-B
-2.5%
IGIC
16.4%

Financial Health

Debt/Equity
BRK-B
0.19
IGIC
--
Current Ratio
BRK-B
7.07
IGIC
0.67
Quick Ratio
BRK-B
6.62
IGIC
0.39

Dividends

Dividend Yield
BRK-B
--
IGIC
0.77%
Payout Ratio
BRK-B
0.0%
IGIC
6.06%

AI Verdict

BRK-B NEUTRAL

The deterministic health profile is weak, highlighted by a Piotroski F-Score of 3/9, indicating deteriorating operational efficiency and profitability trends. While the company maintains a fortress balance sheet with a Debt/Equity ratio of 0.19 and a Current Ratio of 7.07, the stock is trading at a significant premium to its growth-based intrinsic value of $217.21. Negative YoY revenue and earnings growth, coupled with a bearish technical trend, offset the positive analyst sentiment and long-term historical performance.

Strengths
Exceptional liquidity with a Current Ratio of 7.07
Very low leverage (Debt/Equity 0.19)
Strong operating margins at 32.96%
Risks
Significant overvaluation relative to intrinsic value ($479.75 vs $217.21)
Negative YoY earnings growth (-2.50%) and revenue growth (-0.70%)
Weak Piotroski F-Score (3/9) suggesting declining financial health trends
IGIC NEUTRAL

IGIC presents a stark contrast between deep value and deteriorating financial health, highlighted by a weak Piotroski F-Score of 2/9. While the stock trades significantly below its Graham Number ($33.18) and Intrinsic Value ($85.26) with a low P/E of 8.94, the underlying fundamentals are concerning. Revenue is trending downward both YoY (-6.50%) and Q/Q (-15.52%), suggesting a struggle for top-line growth despite positive earnings growth. The combination of a bearish technical trend (10/100) and poor liquidity ratios offsets the attractive valuation metrics.

Strengths
Deep value valuation with P/E of 8.94 and Forward P/E of 8.20
Trading below the Graham Number ($33.18) providing a defensive margin
Strong Return on Equity (ROE) of 18.64%
Risks
Critical financial health warning with a Piotroski F-Score of 2/9
Negative revenue growth trends (YoY -6.50%, Q/Q -15.52%)
Poor short-term liquidity indicated by a Current Ratio of 0.67 and Quick Ratio of 0.39

Compare Another Pair

BRK-B vs IGIC: Head-to-Head Comparison

This page compares Berkshire Hathaway Inc. (BRK-B) and International General Insurance Holdings Ltd. (IGIC) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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