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BRK-B vs INDB

BRK-B
Berkshire Hathaway Inc.
NEUTRAL
Price
$479.75
Market Cap
$1.03T
Sector
Financial Services
AI Confidence
85%
INDB
Independent Bank Corp.
BULLISH
Price
$79.62
Market Cap
$3.9B
Sector
Financial Services
AI Confidence
75%

Valuation

P/E Ratio
BRK-B
15.46
INDB
17.93
Forward P/E
BRK-B
22.06
INDB
9.58
P/B Ratio
BRK-B
0.0
INDB
1.1
P/S Ratio
BRK-B
2.79
INDB
4.92
EV/EBITDA
BRK-B
-2.12
INDB
--

Profitability

Gross Margin
BRK-B
26.15%
INDB
0.0%
Operating Margin
BRK-B
32.96%
INDB
47.46%
Profit Margin
BRK-B
18.03%
INDB
25.9%
ROE
BRK-B
9.81%
INDB
6.25%
ROA
BRK-B
5.11%
INDB
0.93%

Growth

Revenue Growth
BRK-B
-0.7%
INDB
47.1%
Earnings Growth
BRK-B
-2.5%
INDB
29.2%

Financial Health

Debt/Equity
BRK-B
0.19
INDB
--
Current Ratio
BRK-B
7.07
INDB
--
Quick Ratio
BRK-B
6.62
INDB
--

Dividends

Dividend Yield
BRK-B
--
INDB
3.22%
Payout Ratio
BRK-B
0.0%
INDB
53.15%

AI Verdict

BRK-B NEUTRAL

The deterministic health profile is weak, highlighted by a Piotroski F-Score of 3/9, indicating deteriorating operational efficiency and profitability trends. While the company maintains a fortress balance sheet with a Debt/Equity ratio of 0.19 and a Current Ratio of 7.07, the stock is trading at a significant premium to its growth-based intrinsic value of $217.21. Negative YoY revenue and earnings growth, coupled with a bearish technical trend, offset the positive analyst sentiment and long-term historical performance.

Strengths
Exceptional liquidity with a Current Ratio of 7.07
Very low leverage (Debt/Equity 0.19)
Strong operating margins at 32.96%
Risks
Significant overvaluation relative to intrinsic value ($479.75 vs $217.21)
Negative YoY earnings growth (-2.50%) and revenue growth (-0.70%)
Weak Piotroski F-Score (3/9) suggesting declining financial health trends
INDB BULLISH

INDB presents a compelling value opportunity, trading below both its Graham Number ($85.05) and its growth-based intrinsic value ($130.98). While the Piotroski F-Score of 4/9 indicates only stable financial health, the company is exhibiting explosive growth with YoY revenue increases of 47.10% and strong earnings momentum. Despite bearish technical trends and minimal insider buying, the low Price-to-Book ratio (1.10) and a significant drop in forward P/E (9.58) suggest the market is underpricing its growth trajectory.

Strengths
Exceptional revenue growth (47.10% YoY)
Attractive valuation with P/B ratio of 1.10
Strong forward P/E compression (9.58 vs 17.93 trailing)
Risks
Low Return on Equity (ROE) of 6.25% compared to high growth
Bearish technical trend (10/100) suggesting short-term price weakness
Bearish insider sentiment with net selling activity

Compare Another Pair

BRK-B vs INDB: Head-to-Head Comparison

This page compares Berkshire Hathaway Inc. (BRK-B) and Independent Bank Corp. (INDB) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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