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BRK-B vs ING

BRK-B
Berkshire Hathaway Inc.
NEUTRAL
Price
$479.75
Market Cap
$1.03T
Sector
Financial Services
AI Confidence
85%
ING
ING Groep N.V.
NEUTRAL
Price
$28.10
Market Cap
$80.74B
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
BRK-B
15.46
ING
11.33
Forward P/E
BRK-B
22.06
ING
9.06
P/B Ratio
BRK-B
0.0
ING
1.29
P/S Ratio
BRK-B
2.79
ING
3.3
EV/EBITDA
BRK-B
-2.12
ING
--

Profitability

Gross Margin
BRK-B
26.15%
ING
0.0%
Operating Margin
BRK-B
32.96%
ING
62.82%
Profit Margin
BRK-B
18.03%
ING
34.03%
ROE
BRK-B
9.81%
ING
15.77%
ROA
BRK-B
5.11%
ING
0.83%

Growth

Revenue Growth
BRK-B
-0.7%
ING
118.2%
Earnings Growth
BRK-B
-2.5%
ING
3977.7%

Financial Health

Debt/Equity
BRK-B
0.19
ING
--
Current Ratio
BRK-B
7.07
ING
--
Quick Ratio
BRK-B
6.62
ING
--

Dividends

Dividend Yield
BRK-B
--
ING
4.5%
Payout Ratio
BRK-B
0.0%
ING
49.56%

AI Verdict

BRK-B NEUTRAL

The deterministic health profile is weak, highlighted by a Piotroski F-Score of 3/9, indicating deteriorating operational efficiency and profitability trends. While the company maintains a fortress balance sheet with a Debt/Equity ratio of 0.19 and a Current Ratio of 7.07, the stock is trading at a significant premium to its growth-based intrinsic value of $217.21. Negative YoY revenue and earnings growth, coupled with a bearish technical trend, offset the positive analyst sentiment and long-term historical performance.

Strengths
Exceptional liquidity with a Current Ratio of 7.07
Very low leverage (Debt/Equity 0.19)
Strong operating margins at 32.96%
Risks
Significant overvaluation relative to intrinsic value ($479.75 vs $217.21)
Negative YoY earnings growth (-2.50%) and revenue growth (-0.70%)
Weak Piotroski F-Score (3/9) suggesting declining financial health trends
ING NEUTRAL

ING presents a stark contrast between deep value and deteriorating fundamental health. While the stock trades significantly below its Graham Number ($34.91) and Intrinsic Value ($73.16), the Piotroski F-Score of 2/9 indicates weak financial health and operational deterioration. Despite anomalous YoY growth figures and a strong dividend profile, the bearish technical trend (0/100) and low insider sentiment suggest caution. The valuation is attractive, but the fundamental health score acts as a significant drag on a bullish rating.

Strengths
Trading at a discount to Graham Number ($34.91) and Intrinsic Value ($73.16)
Strong dividend yield of 4.50% with a sustainable payout ratio of 49.56%
Low Forward P/E of 9.06 suggesting attractive earnings pricing
Risks
Critical fundamental weakness indicated by a Piotroski F-Score of 2/9
Bearish technical trend (0/100) suggesting strong downward momentum
Low insider sentiment (40/100) indicating lack of internal confidence

Compare Another Pair

BRK-B vs ING: Head-to-Head Comparison

This page compares Berkshire Hathaway Inc. (BRK-B) and ING Groep N.V. (ING) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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