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BRK-B vs ITIC

BRK-B
Berkshire Hathaway Inc.
NEUTRAL
Price
$479.75
Market Cap
$1.03T
Sector
Financial Services
AI Confidence
85%
ITIC
Investors Title Company
NEUTRAL
Price
$230.55
Market Cap
$435.2M
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
BRK-B
15.46
ITIC
12.42
Forward P/E
BRK-B
22.06
ITIC
--
P/B Ratio
BRK-B
0.0
ITIC
1.62
P/S Ratio
BRK-B
2.79
ITIC
1.6
EV/EBITDA
BRK-B
-2.12
ITIC
7.23

Profitability

Gross Margin
BRK-B
26.15%
ITIC
56.63%
Operating Margin
BRK-B
32.96%
ITIC
13.78%
Profit Margin
BRK-B
18.03%
ITIC
12.9%
ROE
BRK-B
9.81%
ITIC
13.53%
ROA
BRK-B
5.11%
ITIC
7.99%

Growth

Revenue Growth
BRK-B
-0.7%
ITIC
-1.6%
Earnings Growth
BRK-B
-2.5%
ITIC
-10.1%

Financial Health

Debt/Equity
BRK-B
0.19
ITIC
0.03
Current Ratio
BRK-B
7.07
ITIC
1.47
Quick Ratio
BRK-B
6.62
ITIC
1.33

Dividends

Dividend Yield
BRK-B
--
ITIC
0.8%
Payout Ratio
BRK-B
0.0%
ITIC
9.91%

AI Verdict

BRK-B NEUTRAL

The deterministic health profile is weak, highlighted by a Piotroski F-Score of 3/9, indicating deteriorating operational efficiency and profitability trends. While the company maintains a fortress balance sheet with a Debt/Equity ratio of 0.19 and a Current Ratio of 7.07, the stock is trading at a significant premium to its growth-based intrinsic value of $217.21. Negative YoY revenue and earnings growth, coupled with a bearish technical trend, offset the positive analyst sentiment and long-term historical performance.

Strengths
Exceptional liquidity with a Current Ratio of 7.07
Very low leverage (Debt/Equity 0.19)
Strong operating margins at 32.96%
Risks
Significant overvaluation relative to intrinsic value ($479.75 vs $217.21)
Negative YoY earnings growth (-2.50%) and revenue growth (-0.70%)
Weak Piotroski F-Score (3/9) suggesting declining financial health trends
ITIC NEUTRAL

ITIC presents a contradictory profile characterized by a weak Piotroski F-Score of 3/9, indicating deteriorating fundamental health, despite an exceptionally clean balance sheet with a Debt/Equity ratio of 0.03. While the stock trades below its Graham Number ($243.61), suggesting defensive value, it sits significantly above its growth-based intrinsic value ($129.92) amid negative YoY revenue (-1.60%) and earnings growth (-10.10%). The technical trend is purely bearish (0/100), and the lack of analyst coverage suggests a neglected small-cap position. Overall, the company is financially stable but operationally stagnant.

Strengths
Extremely low leverage (Debt/Equity 0.03)
Trades below the Graham Number defensive fair value
Strong gross margins (56.63%)
Risks
Weak Piotroski F-Score (3/9) signaling fundamental decline
Negative YoY revenue and earnings growth
Bearish technical trend (0/100)

Compare Another Pair

BRK-B vs ITIC: Head-to-Head Comparison

This page compares Berkshire Hathaway Inc. (BRK-B) and Investors Title Company (ITIC) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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