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BRK-B vs KINS

BRK-B
Berkshire Hathaway Inc.
NEUTRAL
Price
$479.75
Market Cap
$1.03T
Sector
Financial Services
AI Confidence
85%
KINS
Kingstone Companies, Inc.
BULLISH
Price
$15.08
Market Cap
$218.3M
Sector
Financial Services
AI Confidence
75%

Valuation

P/E Ratio
BRK-B
15.46
KINS
5.24
Forward P/E
BRK-B
22.06
KINS
5.2
P/B Ratio
BRK-B
0.0
KINS
1.77
P/S Ratio
BRK-B
2.79
KINS
1.03
EV/EBITDA
BRK-B
-2.12
KINS
4.03

Profitability

Gross Margin
BRK-B
26.15%
KINS
26.41%
Operating Margin
BRK-B
32.96%
KINS
32.83%
Profit Margin
BRK-B
18.03%
KINS
19.15%
ROE
BRK-B
9.81%
KINS
43.04%
ROA
BRK-B
5.11%
KINS
7.5%

Growth

Revenue Growth
BRK-B
-0.7%
KINS
34.0%
Earnings Growth
BRK-B
-2.5%
KINS
149.6%

Financial Health

Debt/Equity
BRK-B
0.19
KINS
0.04
Current Ratio
BRK-B
7.07
KINS
0.52
Quick Ratio
BRK-B
6.62
KINS
0.18

Dividends

Dividend Yield
BRK-B
--
KINS
0.99%
Payout Ratio
BRK-B
0.0%
KINS
3.47%

AI Verdict

BRK-B NEUTRAL

The deterministic health profile is weak, highlighted by a Piotroski F-Score of 3/9, indicating deteriorating operational efficiency and profitability trends. While the company maintains a fortress balance sheet with a Debt/Equity ratio of 0.19 and a Current Ratio of 7.07, the stock is trading at a significant premium to its growth-based intrinsic value of $217.21. Negative YoY revenue and earnings growth, coupled with a bearish technical trend, offset the positive analyst sentiment and long-term historical performance.

Strengths
Exceptional liquidity with a Current Ratio of 7.07
Very low leverage (Debt/Equity 0.19)
Strong operating margins at 32.96%
Risks
Significant overvaluation relative to intrinsic value ($479.75 vs $217.21)
Negative YoY earnings growth (-2.50%) and revenue growth (-0.70%)
Weak Piotroski F-Score (3/9) suggesting declining financial health trends
KINS BULLISH

KINS presents a compelling value-growth opportunity, anchored by a stable Piotroski F-Score of 4/9 and a significant discount to its Graham Number ($23.5) and Intrinsic Value ($84.96). The company has undergone a massive earnings turnaround, evidenced by 149.6% YoY earnings growth and an exceptional ROE of 43.04%. While the current price of $15.08 is deeply undervalued relative to fundamentals, the bearish technical trend and poor liquidity ratios (Quick Ratio 0.18) suggest short-term volatility. Overall, the combination of a low P/E (5.24) and explosive growth outweighs the liquidity concerns.

Strengths
Deeply undervalued relative to Graham Number ($23.5) and Intrinsic Value ($84.96)
Exceptional profitability with ROE at 43.04% and Operating Margin at 32.83%
Explosive growth profile with 149.6% YoY earnings growth
Risks
Severe liquidity risk indicated by a Quick Ratio of 0.18 and Current Ratio of 0.52
Bearish technical trend (0/100) suggesting lack of market momentum
Historical volatility in earnings with a long track record of misses prior to 2024

Compare Another Pair

BRK-B vs KINS: Head-to-Head Comparison

This page compares Berkshire Hathaway Inc. (BRK-B) and Kingstone Companies, Inc. (KINS) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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