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BRK-B vs KMPR

BRK-B
Berkshire Hathaway Inc.
NEUTRAL
Price
$479.75
Market Cap
$1.03T
Sector
Financial Services
AI Confidence
85%
KMPR
Kemper Corporation
BEARISH
Price
$33.62
Market Cap
$1.98B
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
BRK-B
15.46
KMPR
14.68
Forward P/E
BRK-B
22.06
KMPR
6.54
P/B Ratio
BRK-B
0.0
KMPR
0.74
P/S Ratio
BRK-B
2.79
KMPR
0.41
EV/EBITDA
BRK-B
-2.12
KMPR
9.66

Profitability

Gross Margin
BRK-B
26.15%
KMPR
29.53%
Operating Margin
BRK-B
32.96%
KMPR
2.94%
Profit Margin
BRK-B
18.03%
KMPR
2.99%
ROE
BRK-B
9.81%
KMPR
4.86%
ROA
BRK-B
5.11%
KMPR
1.18%

Growth

Revenue Growth
BRK-B
-0.7%
KMPR
-4.7%
Earnings Growth
BRK-B
-2.5%
KMPR
--

Financial Health

Debt/Equity
BRK-B
0.19
KMPR
0.56
Current Ratio
BRK-B
7.07
KMPR
0.46
Quick Ratio
BRK-B
6.62
KMPR
0.43

Dividends

Dividend Yield
BRK-B
--
KMPR
3.81%
Payout Ratio
BRK-B
0.0%
KMPR
55.9%

AI Verdict

BRK-B NEUTRAL

The deterministic health profile is weak, highlighted by a Piotroski F-Score of 3/9, indicating deteriorating operational efficiency and profitability trends. While the company maintains a fortress balance sheet with a Debt/Equity ratio of 0.19 and a Current Ratio of 7.07, the stock is trading at a significant premium to its growth-based intrinsic value of $217.21. Negative YoY revenue and earnings growth, coupled with a bearish technical trend, offset the positive analyst sentiment and long-term historical performance.

Strengths
Exceptional liquidity with a Current Ratio of 7.07
Very low leverage (Debt/Equity 0.19)
Strong operating margins at 32.96%
Risks
Significant overvaluation relative to intrinsic value ($479.75 vs $217.21)
Negative YoY earnings growth (-2.50%) and revenue growth (-0.70%)
Weak Piotroski F-Score (3/9) suggesting declining financial health trends
KMPR BEARISH

KMPR presents as a classic value trap; while the Graham Number ($48.53) and P/B ratio (0.74) suggest deep value, the fundamental health is deteriorating. The Piotroski F-Score of 4/9 indicates only stable health, which is overshadowed by a catastrophic earnings trend featuring 0 beats in the last 4 quarters and a -57.11% average surprise. With YoY EPS growth collapsing by 83.4% and a bearish technical trend (0/100), the low valuation is a reflection of declining business quality rather than a market mispricing.

Strengths
Low Price-to-Book ratio (0.74) suggesting assets are undervalued
Low Price-to-Sales ratio (0.41) indicating cheap revenue multiples
Graham Number ($48.53) is significantly above current market price
Risks
Severe earnings deterioration with -83.4% YoY EPS growth
Consistent failure to meet analyst expectations (0/4 beats in last 4 quarters)
Negative revenue growth (-4.70% YoY) indicating shrinking top line

Compare Another Pair

BRK-B vs KMPR: Head-to-Head Comparison

This page compares Berkshire Hathaway Inc. (BRK-B) and Kemper Corporation (KMPR) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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