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BRK-B vs MTB

BRK-B
Berkshire Hathaway Inc.
NEUTRAL
Price
$479.75
Market Cap
$1.03T
Sector
Financial Services
AI Confidence
85%
MTB
M&T Bank Corporation
NEUTRAL
Price
$215.54
Market Cap
$32.01B
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
BRK-B
15.46
MTB
12.11
Forward P/E
BRK-B
22.06
MTB
10.32
P/B Ratio
BRK-B
0.0
MTB
1.24
P/S Ratio
BRK-B
2.79
MTB
3.44
EV/EBITDA
BRK-B
-2.12
MTB
--

Profitability

Gross Margin
BRK-B
26.15%
MTB
0.0%
Operating Margin
BRK-B
32.96%
MTB
38.9%
Profit Margin
BRK-B
18.03%
MTB
31.48%
ROE
BRK-B
9.81%
MTB
10.29%
ROA
BRK-B
5.11%
MTB
1.38%

Growth

Revenue Growth
BRK-B
-0.7%
MTB
5.7%
Earnings Growth
BRK-B
-2.5%
MTB
24.4%

Financial Health

Debt/Equity
BRK-B
0.19
MTB
--
Current Ratio
BRK-B
7.07
MTB
--
Quick Ratio
BRK-B
6.62
MTB
--

Dividends

Dividend Yield
BRK-B
--
MTB
2.78%
Payout Ratio
BRK-B
0.0%
MTB
32.85%

AI Verdict

BRK-B NEUTRAL

The deterministic health profile is weak, highlighted by a Piotroski F-Score of 3/9, indicating deteriorating operational efficiency and profitability trends. While the company maintains a fortress balance sheet with a Debt/Equity ratio of 0.19 and a Current Ratio of 7.07, the stock is trading at a significant premium to its growth-based intrinsic value of $217.21. Negative YoY revenue and earnings growth, coupled with a bearish technical trend, offset the positive analyst sentiment and long-term historical performance.

Strengths
Exceptional liquidity with a Current Ratio of 7.07
Very low leverage (Debt/Equity 0.19)
Strong operating margins at 32.96%
Risks
Significant overvaluation relative to intrinsic value ($479.75 vs $217.21)
Negative YoY earnings growth (-2.50%) and revenue growth (-0.70%)
Weak Piotroski F-Score (3/9) suggesting declining financial health trends
MTB NEUTRAL

MTB presents a stark contrast between deep value and deteriorating fundamental health, highlighted by a weak Piotroski F-Score of 2/9. While the stock trades significantly below its Graham Number ($263.85) and Intrinsic Value ($525.1), the low health score and bearish insider sentiment suggest underlying operational risks. Strong YoY earnings growth of 24.4% and a sustainable dividend payout provide a floor, but the technical trend and insider selling indicate a lack of immediate conviction. The overall outlook is neutral as the valuation discount is offset by fundamental health concerns.

Strengths
Significant undervaluation relative to Graham Number ($263.85) and Intrinsic Value ($525.1)
Strong YoY earnings growth of 24.4%
Sustainable dividend profile with a low payout ratio of 32.85%
Risks
Critical fundamental weakness indicated by a Piotroski F-Score of 2/9
Bearish insider activity with 5 sell transactions and 0 buys in the last 6 months
Bearish technical trend (0/100 score)

Compare Another Pair

BRK-B vs MTB: Head-to-Head Comparison

This page compares Berkshire Hathaway Inc. (BRK-B) and M&T Bank Corporation (MTB) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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