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BRK-B vs NFBK

BRK-B
Berkshire Hathaway Inc.
NEUTRAL
Price
$479.75
Market Cap
$1.03T
Sector
Financial Services
AI Confidence
85%
NFBK
Northfield Bancorp, Inc.
NEUTRAL
Price
$13.85
Market Cap
$578.4M
Sector
Financial Services
AI Confidence
80%

Valuation

P/E Ratio
BRK-B
15.46
NFBK
692.5
Forward P/E
BRK-B
22.06
NFBK
9.23
P/B Ratio
BRK-B
0.0
NFBK
0.84
P/S Ratio
BRK-B
2.79
NFBK
3.94
EV/EBITDA
BRK-B
-2.12
NFBK
--

Profitability

Gross Margin
BRK-B
26.15%
NFBK
0.0%
Operating Margin
BRK-B
32.96%
NFBK
48.46%
Profit Margin
BRK-B
18.03%
NFBK
0.54%
ROE
BRK-B
9.81%
NFBK
0.11%
ROA
BRK-B
5.11%
NFBK
0.01%

Growth

Revenue Growth
BRK-B
-0.7%
NFBK
14.2%
Earnings Growth
BRK-B
-2.5%
NFBK
--

Financial Health

Debt/Equity
BRK-B
0.19
NFBK
--
Current Ratio
BRK-B
7.07
NFBK
--
Quick Ratio
BRK-B
6.62
NFBK
--

Dividends

Dividend Yield
BRK-B
--
NFBK
3.74%
Payout Ratio
BRK-B
0.0%
NFBK
2600.0%

AI Verdict

BRK-B NEUTRAL

The deterministic health profile is weak, highlighted by a Piotroski F-Score of 3/9, indicating deteriorating operational efficiency and profitability trends. While the company maintains a fortress balance sheet with a Debt/Equity ratio of 0.19 and a Current Ratio of 7.07, the stock is trading at a significant premium to its growth-based intrinsic value of $217.21. Negative YoY revenue and earnings growth, coupled with a bearish technical trend, offset the positive analyst sentiment and long-term historical performance.

Strengths
Exceptional liquidity with a Current Ratio of 7.07
Very low leverage (Debt/Equity 0.19)
Strong operating margins at 32.96%
Risks
Significant overvaluation relative to intrinsic value ($479.75 vs $217.21)
Negative YoY earnings growth (-2.50%) and revenue growth (-0.70%)
Weak Piotroski F-Score (3/9) suggesting declining financial health trends
NFBK NEUTRAL

NFBK presents a complex profile with a Piotroski F-Score of 4/9, indicating stable but mediocre financial health. While the trailing P/E of 692.50 is an extreme outlier, the Forward P/E of 9.23 and a Price-to-Book ratio of 0.84 suggest the market is pricing in a significant earnings recovery and valuing the company below its asset base. However, current profitability is critically low (ROE 0.11%) and the dividend payout ratio of 2600% is fundamentally unsustainable. The stock is currently trading at a massive premium to its Graham Number ($2.73) and Intrinsic Value ($0.14), indicating that the current price is driven by growth expectations rather than current fundamentals.

Strengths
Attractive Forward P/E of 9.23 suggesting earnings recovery
Trading below book value (P/B 0.84)
Strong revenue growth (14.20% YoY)
Risks
Critically low ROE (0.11%) and ROA (0.01%)
Unsustainable dividend payout ratio (2600%)
Extremely thin profit margins (0.54%)

Compare Another Pair

BRK-B vs NFBK: Head-to-Head Comparison

This page compares Berkshire Hathaway Inc. (BRK-B) and Northfield Bancorp, Inc. (NFBK) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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