No connection

Search Results

BRK-B vs NWFL

BRK-B
Berkshire Hathaway Inc.
NEUTRAL
Price
$479.75
Market Cap
$1.03T
Sector
Financial Services
AI Confidence
85%
NWFL
Norwood Financial Corp.
NEUTRAL
Price
$30.85
Market Cap
$336.0M
Sector
Financial Services
AI Confidence
80%

Valuation

P/E Ratio
BRK-B
15.46
NWFL
10.25
Forward P/E
BRK-B
22.06
NWFL
8.42
P/B Ratio
BRK-B
0.0
NWFL
1.18
P/S Ratio
BRK-B
2.79
NWFL
3.9
EV/EBITDA
BRK-B
-2.12
NWFL
--

Profitability

Gross Margin
BRK-B
26.15%
NWFL
0.0%
Operating Margin
BRK-B
32.96%
NWFL
48.02%
Profit Margin
BRK-B
18.03%
NWFL
32.21%
ROE
BRK-B
9.81%
NWFL
12.18%
ROA
BRK-B
5.11%
NWFL
1.17%

Growth

Revenue Growth
BRK-B
-0.7%
NWFL
--
Earnings Growth
BRK-B
-2.5%
NWFL
--

Financial Health

Debt/Equity
BRK-B
0.19
NWFL
--
Current Ratio
BRK-B
7.07
NWFL
--
Quick Ratio
BRK-B
6.62
NWFL
--

Dividends

Dividend Yield
BRK-B
--
NWFL
4.15%
Payout Ratio
BRK-B
0.0%
NWFL
41.2%

AI Verdict

BRK-B NEUTRAL

The deterministic health profile is weak, highlighted by a Piotroski F-Score of 3/9, indicating deteriorating operational efficiency and profitability trends. While the company maintains a fortress balance sheet with a Debt/Equity ratio of 0.19 and a Current Ratio of 7.07, the stock is trading at a significant premium to its growth-based intrinsic value of $217.21. Negative YoY revenue and earnings growth, coupled with a bearish technical trend, offset the positive analyst sentiment and long-term historical performance.

Strengths
Exceptional liquidity with a Current Ratio of 7.07
Very low leverage (Debt/Equity 0.19)
Strong operating margins at 32.96%
Risks
Significant overvaluation relative to intrinsic value ($479.75 vs $217.21)
Negative YoY earnings growth (-2.50%) and revenue growth (-0.70%)
Weak Piotroski F-Score (3/9) suggesting declining financial health trends
NWFL NEUTRAL

NWFL presents a complex profile with a stable Piotroski F-Score of 4/9 and a valuation that sits between a defensive Graham Number ($42.14) and a lower growth-based intrinsic value ($21.07). While the company exhibits strong profitability metrics, including an ROE of 12.18% that significantly outperforms its sector average, it is currently battling a severely bearish technical trend (10/100). The stock is fundamentally attractive from a P/E and dividend perspective, but the discrepancy between its current price and intrinsic value suggests limited growth-based upside.

Strengths
Attractive valuation with a P/E of 10.25, well below the sector average of 49.01
Strong ROE of 12.18% compared to the sector average of 0.10%
Sustainable dividend profile with a 4.15% yield and a conservative 41.20% payout ratio
Risks
Severely bearish technical trend (10/100) indicating strong downward momentum
Current price ($30.85) is trading at a premium to its growth-based intrinsic value ($21.07)
Low insider sentiment score (40/100) and lack of recent insider buying

Compare Another Pair

BRK-B vs NWFL: Head-to-Head Comparison

This page compares Berkshire Hathaway Inc. (BRK-B) and Norwood Financial Corp. (NWFL) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

Home
Terminal
AI
Markets
Profile