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BRK-B vs OBT

BRK-B
Berkshire Hathaway Inc.
NEUTRAL
Price
$479.75
Market Cap
$1.03T
Sector
Financial Services
AI Confidence
85%
OBT
Orange County Bancorp, Inc.
BULLISH
Price
$35.15
Market Cap
$469.9M
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
BRK-B
15.46
OBT
10.62
Forward P/E
BRK-B
22.06
OBT
9.01
P/B Ratio
BRK-B
0.0
OBT
1.65
P/S Ratio
BRK-B
2.79
OBT
3.93
EV/EBITDA
BRK-B
-2.12
OBT
--

Profitability

Gross Margin
BRK-B
26.15%
OBT
0.0%
Operating Margin
BRK-B
32.96%
OBT
44.68%
Profit Margin
BRK-B
18.03%
OBT
34.84%
ROE
BRK-B
9.81%
OBT
17.71%
ROA
BRK-B
5.11%
OBT
1.61%

Growth

Revenue Growth
BRK-B
-0.7%
OBT
14.7%
Earnings Growth
BRK-B
-2.5%
OBT
47.3%

Financial Health

Debt/Equity
BRK-B
0.19
OBT
--
Current Ratio
BRK-B
7.07
OBT
--
Quick Ratio
BRK-B
6.62
OBT
--

Dividends

Dividend Yield
BRK-B
--
OBT
1.75%
Payout Ratio
BRK-B
0.0%
OBT
17.12%

AI Verdict

BRK-B NEUTRAL

The deterministic health profile is weak, highlighted by a Piotroski F-Score of 3/9, indicating deteriorating operational efficiency and profitability trends. While the company maintains a fortress balance sheet with a Debt/Equity ratio of 0.19 and a Current Ratio of 7.07, the stock is trading at a significant premium to its growth-based intrinsic value of $217.21. Negative YoY revenue and earnings growth, coupled with a bearish technical trend, offset the positive analyst sentiment and long-term historical performance.

Strengths
Exceptional liquidity with a Current Ratio of 7.07
Very low leverage (Debt/Equity 0.19)
Strong operating margins at 32.96%
Risks
Significant overvaluation relative to intrinsic value ($479.75 vs $217.21)
Negative YoY earnings growth (-2.50%) and revenue growth (-0.70%)
Weak Piotroski F-Score (3/9) suggesting declining financial health trends
OBT BULLISH

OBT presents a compelling value-growth opportunity, characterized by a stable Piotroski F-Score of 4/9 and a current price ($35.15) trading below its Graham Number ($39.80). The company exhibits exceptional profitability with an ROE of 17.71% and explosive earnings growth (47.3% YoY), significantly outperforming sector averages. While the technical trend score is paradoxically low, the actual price performance shows strong momentum (+63.2% 1Y). The massive gap between the current price and the growth-based intrinsic value ($97.64) suggests significant upside potential.

Strengths
Strong earnings growth (47.3% YoY and 73.5% Q/Q)
High ROE (17.71%) compared to sector average (0.13%)
Trading at a discount to Graham Number ($39.80) and Intrinsic Value ($97.64)
Risks
Moderate financial health as indicated by a Piotroski F-Score of 4/9
Low dividend yield (1.75%) may not attract income-focused investors
Regional bank sector sensitivity to interest rate volatility

Compare Another Pair

BRK-B vs OBT: Head-to-Head Comparison

This page compares Berkshire Hathaway Inc. (BRK-B) and Orange County Bancorp, Inc. (OBT) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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