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BRK-B vs OVLY

BRK-B
Berkshire Hathaway Inc.
NEUTRAL
Price
$479.75
Market Cap
$1.03T
Sector
Financial Services
AI Confidence
85%
OVLY
Oak Valley Bancorp
NEUTRAL
Price
$34.65
Market Cap
$291.5M
Sector
Financial Services
AI Confidence
80%

Valuation

P/E Ratio
BRK-B
15.46
OVLY
12.03
Forward P/E
BRK-B
22.06
OVLY
--
P/B Ratio
BRK-B
0.0
OVLY
1.37
P/S Ratio
BRK-B
2.79
OVLY
3.6
EV/EBITDA
BRK-B
-2.12
OVLY
--

Profitability

Gross Margin
BRK-B
26.15%
OVLY
0.0%
Operating Margin
BRK-B
32.96%
OVLY
41.34%
Profit Margin
BRK-B
18.03%
OVLY
29.55%
ROE
BRK-B
9.81%
OVLY
12.22%
ROA
BRK-B
5.11%
OVLY
1.22%

Growth

Revenue Growth
BRK-B
-0.7%
OVLY
5.9%
Earnings Growth
BRK-B
-2.5%
OVLY
5.5%

Financial Health

Debt/Equity
BRK-B
0.19
OVLY
--
Current Ratio
BRK-B
7.07
OVLY
--
Quick Ratio
BRK-B
6.62
OVLY
--

Dividends

Dividend Yield
BRK-B
--
OVLY
2.17%
Payout Ratio
BRK-B
0.0%
OVLY
20.83%

AI Verdict

BRK-B NEUTRAL

The deterministic health profile is weak, highlighted by a Piotroski F-Score of 3/9, indicating deteriorating operational efficiency and profitability trends. While the company maintains a fortress balance sheet with a Debt/Equity ratio of 0.19 and a Current Ratio of 7.07, the stock is trading at a significant premium to its growth-based intrinsic value of $217.21. Negative YoY revenue and earnings growth, coupled with a bearish technical trend, offset the positive analyst sentiment and long-term historical performance.

Strengths
Exceptional liquidity with a Current Ratio of 7.07
Very low leverage (Debt/Equity 0.19)
Strong operating margins at 32.96%
Risks
Significant overvaluation relative to intrinsic value ($479.75 vs $217.21)
Negative YoY earnings growth (-2.50%) and revenue growth (-0.70%)
Weak Piotroski F-Score (3/9) suggesting declining financial health trends
OVLY NEUTRAL

OVLY presents a valuation disconnect, with a stable Piotroski F-Score of 4/9 and a current price of $34.65 trading significantly below its Graham Number ($40.42) and Intrinsic Value ($43.92). While fundamental profitability is healthy with an ROE of 12.22% and a very sustainable dividend payout ratio of 20.83%, the outlook is tempered by a highly bearish technical trend score (10/100) and net bearish insider activity. The company shows steady but modest growth, positioning it as a value play that is currently facing technical headwinds.

Strengths
Trading at a discount to Graham Number ($40.42) and Intrinsic Value ($43.92)
Strong profitability metrics for a regional bank (ROE 12.22%, ROA 1.22%)
Highly sustainable dividend payout ratio at 20.83%
Risks
Severely bearish technical trend score (10/100) suggesting potential momentum reversal
Net bearish insider sentiment with recent director sales
Modest revenue and earnings growth (approx 5-6% YoY)

Compare Another Pair

BRK-B vs OVLY: Head-to-Head Comparison

This page compares Berkshire Hathaway Inc. (BRK-B) and Oak Valley Bancorp (OVLY) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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