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BRK-B vs PFG

BRK-B
Berkshire Hathaway Inc.
NEUTRAL
Price
$479.75
Market Cap
$1.03T
Sector
Financial Services
AI Confidence
85%
PFG
Principal Financial Group, Inc.
NEUTRAL
Price
$93.98
Market Cap
$20.38B
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
BRK-B
15.46
PFG
17.9
Forward P/E
BRK-B
22.06
PFG
9.23
P/B Ratio
BRK-B
0.0
PFG
1.72
P/S Ratio
BRK-B
2.79
PFG
1.3
EV/EBITDA
BRK-B
-2.12
PFG
11.28

Profitability

Gross Margin
BRK-B
26.15%
PFG
44.24%
Operating Margin
BRK-B
32.96%
PFG
14.11%
Profit Margin
BRK-B
18.03%
PFG
7.58%
ROE
BRK-B
9.81%
PFG
10.52%
ROA
BRK-B
5.11%
PFG
0.28%

Growth

Revenue Growth
BRK-B
-0.7%
PFG
-3.7%
Earnings Growth
BRK-B
-2.5%
PFG
-40.9%

Financial Health

Debt/Equity
BRK-B
0.19
PFG
0.35
Current Ratio
BRK-B
7.07
PFG
1.51
Quick Ratio
BRK-B
6.62
PFG
0.34

Dividends

Dividend Yield
BRK-B
--
PFG
3.33%
Payout Ratio
BRK-B
0.0%
PFG
58.67%

AI Verdict

BRK-B NEUTRAL

The deterministic health profile is weak, highlighted by a Piotroski F-Score of 3/9, indicating deteriorating operational efficiency and profitability trends. While the company maintains a fortress balance sheet with a Debt/Equity ratio of 0.19 and a Current Ratio of 7.07, the stock is trading at a significant premium to its growth-based intrinsic value of $217.21. Negative YoY revenue and earnings growth, coupled with a bearish technical trend, offset the positive analyst sentiment and long-term historical performance.

Strengths
Exceptional liquidity with a Current Ratio of 7.07
Very low leverage (Debt/Equity 0.19)
Strong operating margins at 32.96%
Risks
Significant overvaluation relative to intrinsic value ($479.75 vs $217.21)
Negative YoY earnings growth (-2.50%) and revenue growth (-0.70%)
Weak Piotroski F-Score (3/9) suggesting declining financial health trends
PFG NEUTRAL

PFG presents a contradictory profile where strong price performance masks deteriorating fundamentals. The company maintains a stable health profile with a Piotroski F-Score of 4/9 and low debt, but it is currently trading at a significant premium to its Intrinsic Value ($36.75) and Graham Number ($80.36). Severe contractions in YoY earnings (-40.90%) and revenue (-3.70%) are major concerns, though a low Forward P/E of 9.23 suggests analysts expect a recovery. The stock is currently priced near its 52-week high despite these fundamental headwinds.

Strengths
Low Debt/Equity ratio of 0.35 indicating strong solvency
Sustainable dividend payout ratio of 58.67%
Strong 1-year price appreciation of 36.3%
Risks
Severe YoY earnings decline of 40.90%
Negative revenue growth both YoY (-3.70%) and Q/Q (-3.69%)
Current price ($93.98) is significantly above the growth-based intrinsic value ($36.75)

Compare Another Pair

BRK-B vs PFG: Head-to-Head Comparison

This page compares Berkshire Hathaway Inc. (BRK-B) and Principal Financial Group, Inc. (PFG) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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