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BRK-B vs PRCH

BRK-B
Berkshire Hathaway Inc.
NEUTRAL
Price
$479.75
Market Cap
$1.03T
Sector
Financial Services
AI Confidence
85%
PRCH
Porch Group, Inc.
BEARISH
Price
$8.20
Market Cap
$870.4M
Sector
Financial Services
AI Confidence
90%

Valuation

P/E Ratio
BRK-B
15.46
PRCH
--
Forward P/E
BRK-B
22.06
PRCH
-10.93
P/B Ratio
BRK-B
0.0
PRCH
-35.19
P/S Ratio
BRK-B
2.79
PRCH
1.8
EV/EBITDA
BRK-B
-2.12
PRCH
18.56

Profitability

Gross Margin
BRK-B
26.15%
PRCH
70.48%
Operating Margin
BRK-B
32.96%
PRCH
11.72%
Profit Margin
BRK-B
18.03%
PRCH
-0.7%
ROE
BRK-B
9.81%
PRCH
--
ROA
BRK-B
5.11%
PRCH
2.83%

Growth

Revenue Growth
BRK-B
-0.7%
PRCH
39.8%
Earnings Growth
BRK-B
-2.5%
PRCH
--

Financial Health

Debt/Equity
BRK-B
0.19
PRCH
17.63
Current Ratio
BRK-B
7.07
PRCH
2.49
Quick Ratio
BRK-B
6.62
PRCH
1.94

Dividends

Dividend Yield
BRK-B
--
PRCH
--
Payout Ratio
BRK-B
0.0%
PRCH
0.0%

AI Verdict

BRK-B NEUTRAL

The deterministic health profile is weak, highlighted by a Piotroski F-Score of 3/9, indicating deteriorating operational efficiency and profitability trends. While the company maintains a fortress balance sheet with a Debt/Equity ratio of 0.19 and a Current Ratio of 7.07, the stock is trading at a significant premium to its growth-based intrinsic value of $217.21. Negative YoY revenue and earnings growth, coupled with a bearish technical trend, offset the positive analyst sentiment and long-term historical performance.

Strengths
Exceptional liquidity with a Current Ratio of 7.07
Very low leverage (Debt/Equity 0.19)
Strong operating margins at 32.96%
Risks
Significant overvaluation relative to intrinsic value ($479.75 vs $217.21)
Negative YoY earnings growth (-2.50%) and revenue growth (-0.70%)
Weak Piotroski F-Score (3/9) suggesting declining financial health trends
PRCH BEARISH

PRCH exhibits severe financial distress as evidenced by a weak Piotroski F-Score of 2/9 and a catastrophic Debt/Equity ratio of 17.63. While the company shows impressive top-line revenue growth (39.8% YoY), the negative Price/Book ratio (-35.19) indicates negative shareholders' equity, suggesting the company is technically insolvent on a balance sheet basis. There is a stark divergence between the 'Strong Buy' analyst consensus and the bearish insider activity, where the CEO, CFO, and COO are all selling shares. The combination of extreme leverage and poor deterministic health scores outweighs the growth potential.

Strengths
Strong YoY revenue growth of 39.80%
Accelerating Q/Q revenue growth of 66.98%
High gross margins at 70.48%
Risks
Extreme leverage with a Debt/Equity ratio of 17.63
Negative shareholders' equity (Price/Book of -35.19)
Very weak financial health (Piotroski F-Score 2/9)

Compare Another Pair

BRK-B vs PRCH: Head-to-Head Comparison

This page compares Berkshire Hathaway Inc. (BRK-B) and Porch Group, Inc. (PRCH) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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