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BRK-B vs RMBI

BRK-B
Berkshire Hathaway Inc.
NEUTRAL
Price
$479.75
Market Cap
$1.03T
Sector
Financial Services
AI Confidence
85%
RMBI
Richmond Mutual Bancorporation, Inc.
BULLISH
Price
$14.55
Market Cap
$142.1M
Sector
Financial Services
AI Confidence
75%

Valuation

P/E Ratio
BRK-B
15.46
RMBI
12.44
Forward P/E
BRK-B
22.06
RMBI
--
P/B Ratio
BRK-B
0.0
RMBI
0.97
P/S Ratio
BRK-B
2.79
RMBI
3.04
EV/EBITDA
BRK-B
-2.12
RMBI
--

Profitability

Gross Margin
BRK-B
26.15%
RMBI
0.0%
Operating Margin
BRK-B
32.96%
RMBI
34.54%
Profit Margin
BRK-B
18.03%
RMBI
24.76%
ROE
BRK-B
9.81%
RMBI
8.31%
ROA
BRK-B
5.11%
RMBI
0.76%

Growth

Revenue Growth
BRK-B
-0.7%
RMBI
16.4%
Earnings Growth
BRK-B
-2.5%
RMBI
45.0%

Financial Health

Debt/Equity
BRK-B
0.19
RMBI
--
Current Ratio
BRK-B
7.07
RMBI
--
Quick Ratio
BRK-B
6.62
RMBI
--

Dividends

Dividend Yield
BRK-B
--
RMBI
4.14%
Payout Ratio
BRK-B
0.0%
RMBI
51.28%

AI Verdict

BRK-B NEUTRAL

The deterministic health profile is weak, highlighted by a Piotroski F-Score of 3/9, indicating deteriorating operational efficiency and profitability trends. While the company maintains a fortress balance sheet with a Debt/Equity ratio of 0.19 and a Current Ratio of 7.07, the stock is trading at a significant premium to its growth-based intrinsic value of $217.21. Negative YoY revenue and earnings growth, coupled with a bearish technical trend, offset the positive analyst sentiment and long-term historical performance.

Strengths
Exceptional liquidity with a Current Ratio of 7.07
Very low leverage (Debt/Equity 0.19)
Strong operating margins at 32.96%
Risks
Significant overvaluation relative to intrinsic value ($479.75 vs $217.21)
Negative YoY earnings growth (-2.50%) and revenue growth (-0.70%)
Weak Piotroski F-Score (3/9) suggesting declining financial health trends
RMBI BULLISH

RMBI presents a compelling value opportunity, trading at a discount to both its book value (P/B 0.97) and its Graham Number ($19.91). While the Piotroski F-Score of 4/9 indicates stable but not strong financial health, the company exhibits robust growth with a 45% YoY increase in earnings. The significant gap between the current price ($14.55) and the growth-based intrinsic value ($34.52) suggests substantial upside potential. Despite a bearish technical trend score, the fundamental valuation and sustainable dividend yield provide a strong margin of safety.

Strengths
Trading below book value (P/B 0.97), indicating potential undervaluation
Strong earnings growth of 45% YoY and revenue growth of 16.4%
Significant discount to Graham Number ($19.91) and Intrinsic Value ($34.52)
Risks
Piotroski F-Score of 4/9 suggests only 'stable' health rather than 'strong'
Technical trend score is 0/100, indicating short-term bearish momentum or divergence
Lack of analyst coverage and target price guidance

Compare Another Pair

BRK-B vs RMBI: Head-to-Head Comparison

This page compares Berkshire Hathaway Inc. (BRK-B) and Richmond Mutual Bancorporation, Inc. (RMBI) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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