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BRK-B vs RVSB

BRK-B
Berkshire Hathaway Inc.
NEUTRAL
Price
$479.75
Market Cap
$1.03T
Sector
Financial Services
AI Confidence
85%
RVSB
Riverview Bancorp, Inc.
NEUTRAL
Price
$5.48
Market Cap
$113.5M
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
BRK-B
15.46
RVSB
23.83
Forward P/E
BRK-B
22.06
RVSB
16.12
P/B Ratio
BRK-B
0.0
RVSB
0.69
P/S Ratio
BRK-B
2.79
RVSB
2.14
EV/EBITDA
BRK-B
-2.12
RVSB
--

Profitability

Gross Margin
BRK-B
26.15%
RVSB
0.0%
Operating Margin
BRK-B
32.96%
RVSB
13.83%
Profit Margin
BRK-B
18.03%
RVSB
9.15%
ROE
BRK-B
9.81%
RVSB
3.01%
ROA
BRK-B
5.11%
RVSB
0.32%

Growth

Revenue Growth
BRK-B
-0.7%
RVSB
9.6%
Earnings Growth
BRK-B
-2.5%
RVSB
13.2%

Financial Health

Debt/Equity
BRK-B
0.19
RVSB
--
Current Ratio
BRK-B
7.07
RVSB
--
Quick Ratio
BRK-B
6.62
RVSB
--

Dividends

Dividend Yield
BRK-B
--
RVSB
1.46%
Payout Ratio
BRK-B
0.0%
RVSB
34.78%

AI Verdict

BRK-B NEUTRAL

The deterministic health profile is weak, highlighted by a Piotroski F-Score of 3/9, indicating deteriorating operational efficiency and profitability trends. While the company maintains a fortress balance sheet with a Debt/Equity ratio of 0.19 and a Current Ratio of 7.07, the stock is trading at a significant premium to its growth-based intrinsic value of $217.21. Negative YoY revenue and earnings growth, coupled with a bearish technical trend, offset the positive analyst sentiment and long-term historical performance.

Strengths
Exceptional liquidity with a Current Ratio of 7.07
Very low leverage (Debt/Equity 0.19)
Strong operating margins at 32.96%
Risks
Significant overvaluation relative to intrinsic value ($479.75 vs $217.21)
Negative YoY earnings growth (-2.50%) and revenue growth (-0.70%)
Weak Piotroski F-Score (3/9) suggesting declining financial health trends
RVSB NEUTRAL

RVSB presents as a classic value play, trading significantly below its Graham Number ($6.41) and Intrinsic Value ($6.16) with a Price-to-Book ratio of 0.69. The Piotroski F-Score of 4/9 indicates stable but mediocre financial health, which is corroborated by a very low ROE of 3.01% and ROA of 0.32%. While the company shows positive YoY revenue and earnings growth, the bearish technical trend and poor asset utilization suggest a lack of immediate momentum. The stock is fundamentally undervalued, but the lack of profitability efficiency prevents a bullish rating.

Strengths
Trading at a significant discount to book value (P/B 0.69)
Current price is below both Graham Number and Intrinsic Value
Positive YoY earnings growth of 13.20%
Risks
Extremely low ROE (3.01%) and ROA (0.32%) indicating poor capital efficiency
Bearish technical trend (0/100 score)
Very limited analyst coverage (only 1 analyst)

Compare Another Pair

BRK-B vs RVSB: Head-to-Head Comparison

This page compares Berkshire Hathaway Inc. (BRK-B) and Riverview Bancorp, Inc. (RVSB) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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