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BRK-B vs SBCF

BRK-B
Berkshire Hathaway Inc.
NEUTRAL
Price
$479.75
Market Cap
$1.03T
Sector
Financial Services
AI Confidence
85%
SBCF
Seacoast Banking Corporation of Florida
NEUTRAL
Price
$32.73
Market Cap
$3.21B
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
BRK-B
15.46
SBCF
20.85
Forward P/E
BRK-B
22.06
SBCF
11.89
P/B Ratio
BRK-B
0.0
SBCF
1.17
P/S Ratio
BRK-B
2.79
SBCF
5.36
EV/EBITDA
BRK-B
-2.12
SBCF
--

Profitability

Gross Margin
BRK-B
26.15%
SBCF
0.0%
Operating Margin
BRK-B
32.96%
SBCF
43.75%
Profit Margin
BRK-B
18.03%
SBCF
24.21%
ROE
BRK-B
9.81%
SBCF
5.53%
ROA
BRK-B
5.11%
SBCF
0.8%

Growth

Revenue Growth
BRK-B
-0.7%
SBCF
32.4%
Earnings Growth
BRK-B
-2.5%
SBCF
-23.4%

Financial Health

Debt/Equity
BRK-B
0.19
SBCF
--
Current Ratio
BRK-B
7.07
SBCF
--
Quick Ratio
BRK-B
6.62
SBCF
--

Dividends

Dividend Yield
BRK-B
--
SBCF
2.32%
Payout Ratio
BRK-B
0.0%
SBCF
46.5%

AI Verdict

BRK-B NEUTRAL

The deterministic health profile is weak, highlighted by a Piotroski F-Score of 3/9, indicating deteriorating operational efficiency and profitability trends. While the company maintains a fortress balance sheet with a Debt/Equity ratio of 0.19 and a Current Ratio of 7.07, the stock is trading at a significant premium to its growth-based intrinsic value of $217.21. Negative YoY revenue and earnings growth, coupled with a bearish technical trend, offset the positive analyst sentiment and long-term historical performance.

Strengths
Exceptional liquidity with a Current Ratio of 7.07
Very low leverage (Debt/Equity 0.19)
Strong operating margins at 32.96%
Risks
Significant overvaluation relative to intrinsic value ($479.75 vs $217.21)
Negative YoY earnings growth (-2.50%) and revenue growth (-0.70%)
Weak Piotroski F-Score (3/9) suggesting declining financial health trends
SBCF NEUTRAL

SBCF presents a conflicting profile with a stable Piotroski F-Score of 4/9 and a current price ($32.73) trading slightly above its Graham Number ($31.45) but significantly above its growth-based intrinsic value ($10.99). While revenue growth is robust at 32.40% YoY, this has not translated to the bottom line, as evidenced by a -23.40% decline in earnings growth and a low ROE of 5.53%. The stock is currently facing strong headwinds from bearish insider sentiment and a very weak technical trend (10/100), suggesting a potential peak in price momentum.

Strengths
Strong top-line revenue growth (32.40% YoY and 52.97% Q/Q)
Reasonable Price-to-Book ratio of 1.17
Sustainable dividend payout ratio of 46.50%
Risks
Negative YoY earnings growth (-23.40%) indicating margin compression
Low profitability metrics (ROE 5.53%, ROA 0.80%)
Bearish insider activity with multiple director/officer sales

Compare Another Pair

BRK-B vs SBCF: Head-to-Head Comparison

This page compares Berkshire Hathaway Inc. (BRK-B) and Seacoast Banking Corporation of Florida (SBCF) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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