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BRK-B vs SBFG

BRK-B
Berkshire Hathaway Inc.
NEUTRAL
Price
$479.75
Market Cap
$1.03T
Sector
Financial Services
AI Confidence
85%
SBFG
SB Financial Group, Inc.
BULLISH
Price
$22.54
Market Cap
$142.1M
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
BRK-B
15.46
SBFG
10.29
Forward P/E
BRK-B
22.06
SBFG
8.74
P/B Ratio
BRK-B
0.0
SBFG
1.0
P/S Ratio
BRK-B
2.79
SBFG
2.2
EV/EBITDA
BRK-B
-2.12
SBFG
--

Profitability

Gross Margin
BRK-B
26.15%
SBFG
0.0%
Operating Margin
BRK-B
32.96%
SBFG
31.39%
Profit Margin
BRK-B
18.03%
SBFG
21.65%
ROE
BRK-B
9.81%
SBFG
10.4%
ROA
BRK-B
5.11%
SBFG
0.96%

Growth

Revenue Growth
BRK-B
-0.7%
SBFG
7.5%
Earnings Growth
BRK-B
-2.5%
SBFG
13.4%

Financial Health

Debt/Equity
BRK-B
0.19
SBFG
--
Current Ratio
BRK-B
7.07
SBFG
--
Quick Ratio
BRK-B
6.62
SBFG
--

Dividends

Dividend Yield
BRK-B
--
SBFG
2.79%
Payout Ratio
BRK-B
0.0%
SBFG
27.4%

AI Verdict

BRK-B NEUTRAL

The deterministic health profile is weak, highlighted by a Piotroski F-Score of 3/9, indicating deteriorating operational efficiency and profitability trends. While the company maintains a fortress balance sheet with a Debt/Equity ratio of 0.19 and a Current Ratio of 7.07, the stock is trading at a significant premium to its growth-based intrinsic value of $217.21. Negative YoY revenue and earnings growth, coupled with a bearish technical trend, offset the positive analyst sentiment and long-term historical performance.

Strengths
Exceptional liquidity with a Current Ratio of 7.07
Very low leverage (Debt/Equity 0.19)
Strong operating margins at 32.96%
Risks
Significant overvaluation relative to intrinsic value ($479.75 vs $217.21)
Negative YoY earnings growth (-2.50%) and revenue growth (-0.70%)
Weak Piotroski F-Score (3/9) suggesting declining financial health trends
SBFG BULLISH

SBFG presents a compelling deep-value opportunity, anchored by a stable Piotroski F-Score of 4/9 and a current price ($22.54) that trades at a significant discount to both its Graham Number ($33.30) and Intrinsic Value ($59.35). The company demonstrates exceptional operational consistency, evidenced by a strong earnings beat track record over 25 consecutive quarters. While technical trends and insider sentiment are currently bearish, the fundamental valuation (P/B of 1.00 and P/E of 10.29) provides a substantial margin of safety. The combination of steady earnings growth and a sustainable dividend payout makes this a strong defensive play in the regional banking sector.

Strengths
Significant undervaluation relative to Graham Number ($33.3) and Intrinsic Value ($59.35)
Exceptional earnings track record with consistent beats over 25 quarters
Attractive valuation multiples (P/E 10.29, P/B 1.00)
Risks
Very bearish technical trend (10/100) suggesting short-term momentum headwinds
Lack of insider buying activity and recent director selling
Low analyst coverage (only 1 analyst), leading to potential information asymmetry

Compare Another Pair

BRK-B vs SBFG: Head-to-Head Comparison

This page compares Berkshire Hathaway Inc. (BRK-B) and SB Financial Group, Inc. (SBFG) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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