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BRK-B vs SHBI

BRK-B
Berkshire Hathaway Inc.
NEUTRAL
Price
$479.75
Market Cap
$1.03T
Sector
Financial Services
AI Confidence
85%
SHBI
Shore Bancshares, Inc.
BULLISH
Price
$19.98
Market Cap
$668.3M
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
BRK-B
15.46
SHBI
11.22
Forward P/E
BRK-B
22.06
SHBI
9.22
P/B Ratio
BRK-B
0.0
SHBI
1.13
P/S Ratio
BRK-B
2.79
SHBI
3.08
EV/EBITDA
BRK-B
-2.12
SHBI
--

Profitability

Gross Margin
BRK-B
26.15%
SHBI
0.0%
Operating Margin
BRK-B
32.96%
SHBI
41.57%
Profit Margin
BRK-B
18.03%
SHBI
27.46%
ROE
BRK-B
9.81%
SHBI
10.52%
ROA
BRK-B
5.11%
SHBI
0.95%

Growth

Revenue Growth
BRK-B
-0.7%
SHBI
8.1%
Earnings Growth
BRK-B
-2.5%
SHBI
17.9%

Financial Health

Debt/Equity
BRK-B
0.19
SHBI
--
Current Ratio
BRK-B
7.07
SHBI
--
Quick Ratio
BRK-B
6.62
SHBI
--

Dividends

Dividend Yield
BRK-B
--
SHBI
2.4%
Payout Ratio
BRK-B
0.0%
SHBI
26.97%

AI Verdict

BRK-B NEUTRAL

The deterministic health profile is weak, highlighted by a Piotroski F-Score of 3/9, indicating deteriorating operational efficiency and profitability trends. While the company maintains a fortress balance sheet with a Debt/Equity ratio of 0.19 and a Current Ratio of 7.07, the stock is trading at a significant premium to its growth-based intrinsic value of $217.21. Negative YoY revenue and earnings growth, coupled with a bearish technical trend, offset the positive analyst sentiment and long-term historical performance.

Strengths
Exceptional liquidity with a Current Ratio of 7.07
Very low leverage (Debt/Equity 0.19)
Strong operating margins at 32.96%
Risks
Significant overvaluation relative to intrinsic value ($479.75 vs $217.21)
Negative YoY earnings growth (-2.50%) and revenue growth (-0.70%)
Weak Piotroski F-Score (3/9) suggesting declining financial health trends
SHBI BULLISH

SHBI presents a compelling value opportunity, anchored by a stable Piotroski F-Score of 4/9 and a current price of $19.98 that sits significantly below both its Graham Number ($26.59) and estimated Intrinsic Value ($52.51). The company exhibits strong fundamental growth with YoY earnings increasing by 17.9% and a low Forward P/E of 9.22. While technical trends are currently bearish and insider activity is slightly negative, the underlying profitability and valuation gap suggest significant upside potential. The low payout ratio of 26.97% ensures dividend sustainability despite the modest yield.

Strengths
Significant undervaluation relative to Graham Number ($26.59) and Intrinsic Value ($52.51)
Strong earnings growth (17.9% YoY) and positive Q/Q momentum
Attractive valuation multiples (P/E 11.22, Forward P/E 9.22, P/B 1.13)
Risks
Bearish technical trend (10/100) suggesting short-term price pressure
Lack of insider buying activity (Net Bearish)
Moderate financial health as indicated by a Piotroski F-Score of 4/9

Compare Another Pair

BRK-B vs SHBI: Head-to-Head Comparison

This page compares Berkshire Hathaway Inc. (BRK-B) and Shore Bancshares, Inc. (SHBI) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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