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BRO vs FUTU

BRO
Brown & Brown, Inc.
NEUTRAL
Price
$79.18
Market Cap
$27.03B
Sector
Financial Services
AI Confidence
75%
FUTU
Futu Holdings Limited
BULLISH
Price
$155.27
Market Cap
$21.62B
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
BRO
23.78
FUTU
15.36
Forward P/E
BRO
17.11
FUTU
11.51
P/B Ratio
BRO
2.15
FUTU
4.24
P/S Ratio
BRO
5.05
FUTU
1.03
EV/EBITDA
BRO
18.27
FUTU
--

Profitability

Gross Margin
BRO
49.55%
FUTU
94.38%
Operating Margin
BRO
27.36%
FUTU
69.1%
Profit Margin
BRO
18.69%
FUTU
53.76%
ROE
BRO
10.7%
FUTU
33.08%
ROA
BRO
4.17%
FUTU
5.84%

Growth

Revenue Growth
BRO
34.2%
FUTU
53.1%
Earnings Growth
BRO
-16.1%
FUTU
78.8%

Financial Health

Debt/Equity
BRO
0.65
FUTU
0.43
Current Ratio
BRO
1.18
FUTU
1.16
Quick Ratio
BRO
0.47
FUTU
1.15

Dividends

Dividend Yield
BRO
0.8%
FUTU
1.67%
Payout Ratio
BRO
18.18%
FUTU
0.0%

AI Verdict

BRO NEUTRAL

The Advanced Deterministic Scorecard reveals a mixed health profile with a weak Piotroski F-Score of 4/9, indicating borderline financial stability, and no available Altman Z-Score to assess bankruptcy risk. Despite strong revenue growth of 34.20% and solid profitability metrics like a 27.36% operating margin, earnings have declined YoY by -16.10%, creating a divergence between top-line and bottom-line performance. The stock trades above its Graham Number of $52.48 at $79.18, reflecting a premium valuation supported by growth expectations and sector outperformance in revenue. Analysts concur with a 'hold' recommendation, while insider sentiment is neutral and technical indicators suggest bearish momentum.

Strengths
Strong revenue growth of 34.20% YoY, outpacing sector average of 33.33%
High profitability with 27.36% operating margin and 18.69% net margin
Conservative debt levels with a Debt/Equity ratio of 0.65, below sector average of 1.58
Risks
Weak Piotroski F-Score of 4/9 suggests suboptimal financial health and potential operational inefficiencies
Earnings declining YoY by -16.10% despite strong revenue growth, indicating margin pressure
Technical trend score of 0/100 signals strong bearish momentum near 52-week lows
FUTU BULLISH

FUTU exhibits a stable financial foundation with a Piotroski F-Score of 5/9 and a strong growth profile. While the Graham Number of $91.27 suggests the stock is priced above defensive value, the growth-based intrinsic value of $298.25 and a low Forward P/E of 11.51 indicate significant upside. The company is delivering exceptional profitability with a 33.08% ROE and explosive YoY earnings growth of 78.80%, which outweighs the current bearish technical trend.

Strengths
Hyper-growth trajectory with 53.10% YoY revenue growth and 78.80% earnings growth
Exceptional profitability margins (Gross Margin 94.38%, Profit Margin 53.76%)
Highly attractive valuation relative to growth (Forward P/E of 11.51)
Risks
Severe bearish technical trend (Technical Trend score: 0/100)
Weak insider sentiment (40/100) suggesting lack of internal conviction
Significant gap between defensive fair value ($91.27) and current price

Compare Another Pair

BRO vs FUTU: Head-to-Head Comparison

This page compares Brown & Brown, Inc. (BRO) and Futu Holdings Limited (FUTU) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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