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BSAC vs FUTU

BSAC
Banco Santander-Chile
NEUTRAL
Price
$36.18
Market Cap
$17.04B
Sector
Financial Services
AI Confidence
90%
FUTU
Futu Holdings Limited
BULLISH
Price
$155.27
Market Cap
$21.62B
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
BSAC
14.19
FUTU
15.36
Forward P/E
BSAC
12.82
FUTU
11.51
P/B Ratio
BSAC
1.48
FUTU
4.24
P/S Ratio
BSAC
--
FUTU
1.03
EV/EBITDA
BSAC
--
FUTU
--

Profitability

Gross Margin
BSAC
0.0%
FUTU
94.38%
Operating Margin
BSAC
0.0%
FUTU
69.1%
Profit Margin
BSAC
45.67%
FUTU
53.76%
ROE
BSAC
23.16%
FUTU
33.08%
ROA
BSAC
1.57%
FUTU
5.84%

Growth

Revenue Growth
BSAC
-5.8%
FUTU
53.1%
Earnings Growth
BSAC
-7.7%
FUTU
78.8%

Financial Health

Debt/Equity
BSAC
--
FUTU
0.43
Current Ratio
BSAC
--
FUTU
1.16
Quick Ratio
BSAC
--
FUTU
1.15

Dividends

Dividend Yield
BSAC
3.78%
FUTU
1.67%
Payout Ratio
BSAC
56.1%
FUTU
0.0%

AI Verdict

BSAC NEUTRAL

BSAC shows neutral fundamentals based on deterministic rules. Financial strength is weak (F-Score 0/9). Mixed signals with both opportunities and risks present.

Strengths
Attractive valuation with P/E of 14.2
Strong profitability (45.7% margin)
Strong ROE of 23.2%
Risks
Weak financial trend (Piotroski F-Score: 0/9)
Declining revenue (-5.8%)
FUTU BULLISH

FUTU exhibits a stable financial foundation with a Piotroski F-Score of 5/9 and a strong growth profile. While the Graham Number of $91.27 suggests the stock is priced above defensive value, the growth-based intrinsic value of $298.25 and a low Forward P/E of 11.51 indicate significant upside. The company is delivering exceptional profitability with a 33.08% ROE and explosive YoY earnings growth of 78.80%, which outweighs the current bearish technical trend.

Strengths
Hyper-growth trajectory with 53.10% YoY revenue growth and 78.80% earnings growth
Exceptional profitability margins (Gross Margin 94.38%, Profit Margin 53.76%)
Highly attractive valuation relative to growth (Forward P/E of 11.51)
Risks
Severe bearish technical trend (Technical Trend score: 0/100)
Weak insider sentiment (40/100) suggesting lack of internal conviction
Significant gap between defensive fair value ($91.27) and current price

Compare Another Pair

BSAC vs FUTU: Head-to-Head Comparison

This page compares Banco Santander-Chile (BSAC) and Futu Holdings Limited (FUTU) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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