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BSVN vs GCBC

BSVN
Bank7 Corp.
NEUTRAL
Price
$41.64
Market Cap
$396.4M
Sector
Financial Services
AI Confidence
60%
GCBC
Greene County Bancorp, Inc.
NEUTRAL
Price
$23.30
Market Cap
$396.7M
Sector
Financial Services
AI Confidence
80%

Valuation

P/E Ratio
BSVN
9.25
GCBC
10.84
Forward P/E
BSVN
9.12
GCBC
--
P/B Ratio
BSVN
1.57
GCBC
1.54
P/S Ratio
BSVN
4.14
GCBC
4.84
EV/EBITDA
BSVN
--
GCBC
--

Profitability

Gross Margin
BSVN
0.0%
GCBC
0.0%
Operating Margin
BSVN
59.85%
GCBC
54.17%
Profit Margin
BSVN
45.02%
GCBC
44.58%
ROE
BSVN
18.56%
GCBC
15.33%
ROA
BSVN
2.33%
GCBC
1.2%

Growth

Revenue Growth
BSVN
-0.1%
GCBC
26.1%
Earnings Growth
BSVN
-3.8%
GCBC
36.4%

Financial Health

Debt/Equity
BSVN
--
GCBC
--
Current Ratio
BSVN
--
GCBC
--
Quick Ratio
BSVN
--
GCBC
--

Dividends

Dividend Yield
BSVN
2.64%
GCBC
1.67%
Payout Ratio
BSVN
22.67%
GCBC
17.67%

AI Verdict

BSVN NEUTRAL

BSVN shows bullish fundamentals based on deterministic rules. Financial strength is stable (F-Score 4/9). Key strengths include strong valuation and growth metrics. Price trades at a 30.2% premium to fair value estimate ($31.99), limiting near-term upside from a valuation perspective.

Strengths
Attractive valuation with P/E of 9.3
Undervalued vs Graham Number ($52.22)
Strong profitability (45.0% margin)
Risks
Declining revenue (-0.1%)
Price trades at a 30.2% premium to fair value estimate ($31.99), limiting near-term upside from a valuation perspective.
GCBC NEUTRAL

GCBC presents a conflicting profile: it is fundamentally undervalued with a Piotroski F-Score of 3/9 indicating weak operational health, yet it exhibits strong growth and value metrics. The stock trades significantly below its Graham Number ($27.09) and Intrinsic Value ($63.42), suggesting a deep discount. However, the bearish technical trend (0/100) and poor health score offset the aggressive YoY earnings growth of 36.40%. The overall outlook remains neutral until fundamental health improves to match the growth trajectory.

Strengths
Strong earnings growth (36.40% YoY)
Trading below Graham Number ($27.09) and Intrinsic Value ($63.42)
Healthy ROE of 15.33% and ROA of 1.20%
Risks
Weak Piotroski F-Score (3/9) suggesting deteriorating fundamentals
Strongly bearish technical trend (0/100)
Lack of analyst coverage and institutional guidance

Compare Another Pair

BSVN vs GCBC: Head-to-Head Comparison

This page compares Bank7 Corp. (BSVN) and Greene County Bancorp, Inc. (GCBC) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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