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BSY vs GEN

BSY
Bentley Systems, Incorporated
NEUTRAL
Price
$34.35
Market Cap
$10.43B
Sector
Technology
AI Confidence
85%
GEN
Gen Digital Inc.
NEUTRAL
Price
$18.37
Market Cap
$11.33B
Sector
Technology
AI Confidence
85%

Valuation

P/E Ratio
BSY
40.41
GEN
18.94
Forward P/E
BSY
21.82
GEN
6.4
P/B Ratio
BSY
9.04
GEN
4.77
P/S Ratio
BSY
6.94
GEN
2.4
EV/EBITDA
BSY
28.17
GEN
9.43

Profitability

Gross Margin
BSY
81.52%
GEN
78.84%
Operating Margin
BSY
20.67%
GEN
35.81%
Profit Margin
BSY
18.5%
GEN
12.76%
ROE
BSY
24.91%
GEN
26.9%
ROA
BSY
6.65%
GEN
7.17%

Growth

Revenue Growth
BSY
11.9%
GEN
25.8%
Earnings Growth
BSY
16.9%
GEN
20.1%

Financial Health

Debt/Equity
BSY
1.08
GEN
3.63
Current Ratio
BSY
0.56
GEN
0.47
Quick Ratio
BSY
0.48
GEN
0.36

Dividends

Dividend Yield
BSY
0.8%
GEN
2.72%
Payout Ratio
BSY
32.94%
GEN
51.55%

AI Verdict

BSY NEUTRAL

BSY shows neutral fundamentals based on deterministic rules. Financial strength is stable (F-Score 4/9). Mixed signals with both opportunities and risks present.

Strengths
Strong ROE of 24.9%
Risks
High valuation with P/E of 40.4
Premium vs Graham Number ($8.52)
GEN NEUTRAL

GEN presents a stark contrast between strong growth fundamentals and deteriorating financial health and market sentiment. While the Piotroski F-Score of 4/9 indicates a stable but mediocre health profile, the current ratio of 0.47 and high debt-to-equity ratio of 3.63 signal significant short-term liquidity risks. Valuation is highly attractive on a forward basis (Forward P/E 6.40, PEG 0.47), but this is heavily offset by a bearish technical trend (0/100) and insider selling. The stock is currently trading near its 52-week low, suggesting the market is pricing in balance sheet fragility over growth potential.

Strengths
Exceptional gross margins of 78.84%
Strong ROE of 26.90% indicating efficient equity utilization
Robust revenue growth of 25.80% YoY
Risks
Severe liquidity risk with a current ratio of 0.47 (well below 1.0)
High leverage with a Debt/Equity ratio of 3.63
Strongly bearish technical trend (0/100) and 1-year price decline of 26.4%

Compare Another Pair

BSY vs GEN: Head-to-Head Comparison

This page compares Bentley Systems, Incorporated (BSY) and Gen Digital Inc. (GEN) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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