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BSY vs SMTC

BSY
Bentley Systems, Incorporated
NEUTRAL
Price
$34.35
Market Cap
$10.43B
Sector
Technology
AI Confidence
85%
SMTC
Semtech Corporation
BEARISH
Price
$107.71
Market Cap
$10.01B
Sector
Technology
AI Confidence
85%

Valuation

P/E Ratio
BSY
40.41
SMTC
--
Forward P/E
BSY
21.82
SMTC
36.99
P/B Ratio
BSY
9.04
SMTC
18.16
P/S Ratio
BSY
6.94
SMTC
9.54
EV/EBITDA
BSY
28.17
SMTC
63.37

Profitability

Gross Margin
BSY
81.52%
SMTC
52.51%
Operating Margin
BSY
20.67%
SMTC
9.86%
Profit Margin
BSY
18.5%
SMTC
-3.84%
ROE
BSY
24.91%
SMTC
-7.39%
ROA
BSY
6.65%
SMTC
5.45%

Growth

Revenue Growth
BSY
11.9%
SMTC
9.3%
Earnings Growth
BSY
16.9%
SMTC
--

Financial Health

Debt/Equity
BSY
1.08
SMTC
0.94
Current Ratio
BSY
0.56
SMTC
2.37
Quick Ratio
BSY
0.48
SMTC
1.42

Dividends

Dividend Yield
BSY
0.8%
SMTC
--
Payout Ratio
BSY
32.94%
SMTC
0.0%

AI Verdict

BSY NEUTRAL

BSY shows neutral fundamentals based on deterministic rules. Financial strength is stable (F-Score 4/9). Mixed signals with both opportunities and risks present.

Strengths
Strong ROE of 24.9%
Risks
High valuation with P/E of 40.4
Premium vs Graham Number ($8.52)
SMTC BEARISH

SMTC exhibits a critical divergence between market sentiment and fundamental health, highlighted by a weak Piotroski F-Score of 2/9. While analysts maintain a 'strong_buy' rating and the stock has seen massive 1-year gains (+310.5%), the underlying financials show negative profit margins (-3.84%) and an extreme Price-to-Book ratio of 18.16. This valuation is further undermined by bearish insider activity from the CEO and CFO and a technical trend score of 10/100, suggesting the stock is significantly overextended.

Strengths
Strong gross margins at 52.51%
Healthy short-term liquidity with a current ratio of 2.37
Consistent track record of beating earnings estimates (3/4 last 4 quarters)
Risks
Severe fundamental weakness indicated by Piotroski F-Score of 2/9
Extreme valuation multiples (P/B of 18.16 and P/S of 9.54)
Negative net profit margin (-3.84%) and negative ROE (-7.39%)

Compare Another Pair

BSY vs SMTC: Head-to-Head Comparison

This page compares Bentley Systems, Incorporated (BSY) and Semtech Corporation (SMTC) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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