No connection

Search Results

BTT vs BY

BTT
Blackrock Municipal 2030 Target Term Trust
NEUTRAL
Price
$22.59
Market Cap
$1.48B
Sector
Financial Services
AI Confidence
65%
BY
Byline Bancorp, Inc.
BULLISH
Price
$33.03
Market Cap
$1.5B
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
BTT
24.82
BY
10.72
Forward P/E
BTT
--
BY
10.24
P/B Ratio
BTT
0.93
BY
1.19
P/S Ratio
BTT
17.96
BY
3.66
EV/EBITDA
BTT
--
BY
--

Profitability

Gross Margin
BTT
100.0%
BY
0.0%
Operating Margin
BTT
80.32%
BY
44.14%
Profit Margin
BTT
65.99%
BY
31.72%
ROE
BTT
3.5%
BY
11.02%
ROA
BTT
1.72%
BY
1.36%

Growth

Revenue Growth
BTT
-1.1%
BY
9.5%
Earnings Growth
BTT
218.7%
BY
13.0%

Financial Health

Debt/Equity
BTT
0.54
BY
--
Current Ratio
BTT
0.23
BY
--
Quick Ratio
BTT
0.22
BY
--

Dividends

Dividend Yield
BTT
2.45%
BY
1.27%
Payout Ratio
BTT
61.19%
BY
13.84%

AI Verdict

BTT NEUTRAL

The ADVANCED DETERMINISTIC SCORECARD shows a Piotroski F-Score of 6/9, indicating stable financial health, but the absence of an Altman Z-Score limits distress risk assessment. The stock trades slightly above the Graham Number ($22.27) at $22.59, suggesting modest overvaluation for a defensive investor, while the growth-based intrinsic value of $26.85 implies upside potential. Strong profitability metrics like 80.32% operating margin and 218.70% YoY earnings growth are offset by weak revenue trends and poor technical momentum. Limited analyst coverage and low insider sentiment further constrain conviction.

Strengths
Piotroski F-Score of 6 indicates stable financial health with balanced performance across profitability, leverage, and operating efficiency
Exceptional profitability: 80.32% operating margin and 65.99% profit margin significantly above sector averages
Earnings growth is robust: 218.70% YoY and 210.60% QoQ, signaling strong recent performance
Risks
Current Ratio (0.23) and Quick Ratio (0.22) are critically low, indicating severe short-term liquidity risk
Revenue declining YoY (-1.10%) despite earnings growth, raising sustainability concerns
Technical Trend score of 10/100 signals strong bearish momentum near term
BY BULLISH

Byline Bancorp (BY) presents a strong value opportunity, trading significantly below its Graham Number ($43.92) and Intrinsic Value ($81.62). While the Piotroski F-Score of 4/9 indicates stable but not exceptional financial health, the company boasts an exceptional 25-quarter track record of earnings beats and consistent YoY EPS growth of 27.7%. Despite a bearish technical trend and recent insider selling, the fundamental valuation and profitability metrics (ROA 1.36%) suggest significant upside potential.

Strengths
Significant undervaluation relative to Graham Number and Intrinsic Value
Exceptional earnings track record with consistent beats over 25 quarters
Strong YoY EPS growth of 27.7% and revenue growth of 9.50%
Risks
Strongly bearish technical trend (10/100) suggesting short-term price pressure
Net bearish insider activity with recent officer sales totaling $0.77M
Low dividend yield (1.27%) providing minimal income support

Compare Another Pair

BTT vs BY: Head-to-Head Comparison

This page compares Blackrock Municipal 2030 Target Term Trust (BTT) and Byline Bancorp, Inc. (BY) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

Home
Terminal
AI Chat
Markets
Profile