No connection

Search Results

BY vs QCRH

BY
Byline Bancorp, Inc.
BULLISH
Price
$33.03
Market Cap
$1.5B
Sector
Financial Services
AI Confidence
85%
QCRH
QCR Holdings, Inc.
BULLISH
Price
$90.43
Market Cap
$1.51B
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
BY
10.72
QCRH
12.07
Forward P/E
BY
10.24
QCRH
10.53
P/B Ratio
BY
1.19
QCRH
1.36
P/S Ratio
BY
3.66
QCRH
4.31
EV/EBITDA
BY
--
QCRH
--

Profitability

Gross Margin
BY
0.0%
QCRH
0.0%
Operating Margin
BY
44.14%
QCRH
41.3%
Profit Margin
BY
31.72%
QCRH
36.19%
ROE
BY
11.02%
QCRH
12.06%
ROA
BY
1.36%
QCRH
1.37%

Growth

Revenue Growth
BY
9.5%
QCRH
17.1%
Earnings Growth
BY
13.0%
QCRH
19.4%

Financial Health

Debt/Equity
BY
--
QCRH
--
Current Ratio
BY
--
QCRH
--
Quick Ratio
BY
--
QCRH
--

Dividends

Dividend Yield
BY
1.27%
QCRH
0.44%
Payout Ratio
BY
13.84%
QCRH
3.2%

AI Verdict

BY BULLISH

Byline Bancorp (BY) presents a strong value opportunity, trading significantly below its Graham Number ($43.92) and Intrinsic Value ($81.62). While the Piotroski F-Score of 4/9 indicates stable but not exceptional financial health, the company boasts an exceptional 25-quarter track record of earnings beats and consistent YoY EPS growth of 27.7%. Despite a bearish technical trend and recent insider selling, the fundamental valuation and profitability metrics (ROA 1.36%) suggest significant upside potential.

Strengths
Significant undervaluation relative to Graham Number and Intrinsic Value
Exceptional earnings track record with consistent beats over 25 quarters
Strong YoY EPS growth of 27.7% and revenue growth of 9.50%
Risks
Strongly bearish technical trend (10/100) suggesting short-term price pressure
Net bearish insider activity with recent officer sales totaling $0.77M
Low dividend yield (1.27%) providing minimal income support
QCRH BULLISH

QCRH presents a compelling value opportunity, trading at $90.43, which is significantly below its Graham Number ($105.98) and growth-based intrinsic value ($220.96). While the Piotroski F-Score of 4/9 indicates stable but not exceptional financial health, the company's earnings track record is extraordinary, with consistent beats over 25 quarters. Strong double-digit growth in both revenue (17.10%) and earnings (19.40%) suggests a robust growth trajectory. Despite bearish technicals and low insider sentiment, the fundamental valuation and operational performance support a bullish outlook.

Strengths
Exceptional earnings track record with consistent beats over 25 quarters
Strong double-digit YoY revenue (17.10%) and earnings (19.40%) growth
Trading at a discount to both Graham Number ($105.98) and Intrinsic Value ($220.96)
Risks
Strongly bearish technical trend (10/100) suggesting short-term price pressure
Low insider sentiment (30/100) with recent selling activity
Exposure to regional banking risks, including interest rate volatility and credit losses

Compare Another Pair

BY vs QCRH: Head-to-Head Comparison

This page compares Byline Bancorp, Inc. (BY) and QCR Holdings, Inc. (QCRH) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

Home
Terminal
AI Chat
Markets
Profile