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CACC vs HLNE

CACC
Credit Acceptance Corporation
NEUTRAL
Price
$444.72
Market Cap
$4.91B
Sector
Financial Services
AI Confidence
60%
HLNE
Hamilton Lane Incorporated
BULLISH
Price
$92.28
Market Cap
$5.15B
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
CACC
12.22
HLNE
16.9
Forward P/E
CACC
8.76
HLNE
15.02
P/B Ratio
CACC
3.12
HLNE
4.62
P/S Ratio
CACC
3.96
HLNE
6.75
EV/EBITDA
CACC
--
HLNE
13.48

Profitability

Gross Margin
CACC
94.21%
HLNE
60.23%
Operating Margin
CACC
46.66%
HLNE
43.31%
Profit Margin
CACC
34.23%
HLNE
30.59%
ROE
CACC
25.9%
HLNE
31.7%
ROA
CACC
4.85%
HLNE
10.86%

Growth

Revenue Growth
CACC
1.6%
HLNE
18.0%
Earnings Growth
CACC
-10.4%
HLNE
4.1%

Financial Health

Debt/Equity
CACC
4.17
HLNE
0.28
Current Ratio
CACC
3.29
HLNE
3.64
Quick Ratio
CACC
3.1
HLNE
3.51

Dividends

Dividend Yield
CACC
--
HLNE
2.28%
Payout Ratio
CACC
0.0%
HLNE
37.61%

AI Verdict

CACC NEUTRAL

CACC shows bullish fundamentals based on deterministic rules. Financial strength is stable (F-Score 4/9). Key strengths include strong valuation and growth metrics. Price trades at a 74.6% premium to fair value estimate ($254.73), limiting near-term upside from a valuation perspective.

Strengths
Attractive valuation with P/E of 12.2
Strong profitability (34.2% margin)
Strong ROE of 25.9%
Risks
High debt burden with D/E of 4.17
Price trades at a 74.6% premium to fair value estimate ($254.73), limiting near-term upside from a valuation perspective.
HLNE BULLISH

HLNE exhibits exceptional fundamental health with a Piotroski F-Score of 8/9 and a very low Debt/Equity ratio of 0.28. While the current price of $92.28 trades at a premium to its Graham Number ($49.52) and Intrinsic Value ($71.80), it remains significantly undervalued relative to its analyst target of $155.14 and sector average P/E. The stock is currently experiencing a severe technical correction, trading near its 52-week low, which creates a compelling entry point for a company with 31.7% ROE and consistent earnings beats. The divergence between deteriorating price action and strengthening financial health suggests a high-probability reversal.

Strengths
Strong financial health evidenced by a Piotroski F-Score of 8/9
Exceptional profitability with ROE at 31.7% and Operating Margin at 43.31%
Robust liquidity position with a Current Ratio of 3.64
Risks
Severe bearish technical trend (0/100) with price near 52-week lows
Significant 1-year price decline of 32%
Current price exceeds deterministic fair value models (Graham/Intrinsic)

Compare Another Pair

CACC vs HLNE: Head-to-Head Comparison

This page compares Credit Acceptance Corporation (CACC) and Hamilton Lane Incorporated (HLNE) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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