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CCS vs GTY

CCS
Century Communities, Inc.
NEUTRAL
Price
$59.81
Market Cap
$1.72B
Sector
Real Estate
AI Confidence
85%
GTY
Getty Realty Corp.
NEUTRAL
Price
$33.30
Market Cap
$2.01B
Sector
Real Estate
AI Confidence
80%

Valuation

P/E Ratio
CCS
13.47
GTY
21.76
Forward P/E
CCS
14.59
GTY
22.2
P/B Ratio
CCS
0.67
GTY
1.86
P/S Ratio
CCS
0.43
GTY
8.86
EV/EBITDA
CCS
15.15
GTY
12.68

Profitability

Gross Margin
CCS
17.1%
GTY
96.14%
Operating Margin
CCS
4.26%
GTY
47.07%
Profit Margin
CCS
3.31%
GTY
40.06%
ROE
CCS
5.17%
GTY
8.88%
ROA
CCS
2.54%
GTY
4.23%

Growth

Revenue Growth
CCS
-12.6%
GTY
5.4%
Earnings Growth
CCS
-33.6%
GTY
33.3%

Financial Health

Debt/Equity
CCS
0.6
GTY
0.81
Current Ratio
CCS
5.17
GTY
1.67
Quick Ratio
CCS
0.16
GTY
1.36

Dividends

Dividend Yield
CCS
1.99%
GTY
5.83%
Payout Ratio
CCS
26.8%
GTY
124.84%

AI Verdict

CCS NEUTRAL

Century Communities presents a classic value-trap profile, characterized by a weak Piotroski F-Score of 2/9 indicating deteriorating financial health. While the stock is fundamentally cheap relative to its book value (P/B 0.67) and Graham Number ($94.41), this is offset by severe contractions in revenue (-12.6%) and earnings (-33.6%). The divergence between the growth-based intrinsic value ($31.08) and the current price suggests the market is pricing in a recovery that is not yet supported by the data. Despite analyst 'buy' ratings, the combination of bearish insider selling and negative growth trends warrants a cautious approach.

Strengths
Significant undervaluation relative to book value (P/B 0.67)
Strong defensive valuation based on Graham Number ($94.41)
Low Debt/Equity ratio (0.60) compared to sector averages
Risks
Severe deterioration in financial health (Piotroski F-Score 2/9)
Sharp decline in YoY revenue (-12.6%) and earnings (-33.6%)
Extremely low quick ratio (0.16), indicating high dependency on inventory liquidation
GTY NEUTRAL

GTY presents a stable financial profile with a Piotroski F-Score of 4/9, indicating a stable but not strong health baseline. The stock is currently priced at $33.30, sitting between its conservative Graham Number ($24.84) and its growth-based Intrinsic Value ($45.13). While the company exhibits impressive earnings growth (33.3% YoY) and superior debt management compared to sector peers, the dividend payout ratio of 124.84% is a significant sustainability concern. Technical trends remain heavily bearish, offsetting the fundamental strengths of high profit margins and consistent earnings beats.

Strengths
Strong profitability with a 40.06% profit margin and 96.14% gross margin
Robust earnings growth (33.3% YoY and 41.2% Q/Q)
Conservative leverage with a Debt/Equity ratio of 0.81, significantly lower than the sector average of 2.49
Risks
Unsustainable dividend payout ratio of 124.84%, suggesting dividends exceed earnings
Severely bearish technical trend (10/100), indicating strong downward price momentum
Exposure to single-tenant retail real estate risks as noted in 10-K filings

Compare Another Pair

CCS vs GTY: Head-to-Head Comparison

This page compares Century Communities, Inc. (CCS) and Getty Realty Corp. (GTY) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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